21726 Olmstead St, Dearborn, MI 48124 Property Records

Wayne County property record for 21726 Olmstead St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,461 sqft · built 1941
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Tax Bill	$3,752 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-271-07-009`

Property Details

APN / Parcel Number

Primary APN	`82-09-271-07-009`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,461 sqft Living Area
1st Floor Area	855 sqft
Basement Area	855 sqft
Unfinished Basement	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	145 ft deep x 40 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21726 OLMSTEAD ST
City	DEARBORN
State	MI
Zip	48124-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 14 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF WELCH & LONNQUIST SUB
Legal Subdivision	WELCH & LONNQUIST
Legal Lot Number	14
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1012
Census Tract	575000

Owner

21726 Olmstead St is owned and occupied by an individual who acquired it in January 2016.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	21726 OLMSTEAD ST, DEARBORN, MI 48124-3054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 14, 2016
Transfer Doc	0527041284
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	21726 OLMSTEAD ST, DEARBORN, MI 48124-3054
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21726 OLMSTEAD ST, DEARBORN, MI 48124-3054

Mortgage

Document Number	0577360603
Date	Jul 11, 2022
Book Page	57736/603
Instrument	2022233914

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	21726 OLMSTEAD ST, DEARBORN, MI 48124-3054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0544331180
Date	May 31, 2018
Book Page	54433/1180
Instrument	2018187947

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	21726 OLMSTEAD ST, DEARBORN, MI 48124-3054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NVR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0557040819
Date	Mar 25, 2020
Book Page	55704/819
Instrument	2020140422

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 21726 Olmstead St was $3,752 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,400 (+22.62%)	$254,800 (+22.62%)
2025	$3,752.00 Homeowner's exemption	$103,900	$207,800
2023		$133,100	$266,200
2019	$3,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21726 Olmstead St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21726 Olmstead St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 925 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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