21725 48th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 21725 48th Ave Ct E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.25 ba · 2,140 sqft · built 1994
Lot Size0.29 acres (12,648 sqft)
OwnerIndividual Name on File
Last Sale$324,000 (Jul 2019)
Tax Bill$5,591 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN781633-1-482

Property Details

APN / Parcel Number

Primary APN781633-1-482

Interior

Bedrooms3 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,140 sqft Living Area
Gross Area2,596 sqft
1st Floor Area2,140 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,648 sqft (0.29 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchCovered Porch
Deck Area196 sqft
Patio Area168 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address21725 48TH AVENUE CT E
CitySPANAWAY
StateWA
Zip98387-6037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSV5
Legal DescriptionSECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 42 SOUTHWOOD THIRD ADD DIV # 3 L 2 OF S P 93-09-22-0236 EASE OF REC OUT OF 148-0 SEG F-0490CL 12-20-93CL
Legal Range03
Legal Township18
Legal Section12
Legal SubdivisionSOUTHWOOD THIRD ADD DIV # 3
Legal Lot Number2
Legal Unit3
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group3
Census Block3004
Census Tract71414

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21725 48TH AVENUE CT E, SPANAWAY, WA 98387-6037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CREDIT UNION
Sep 24, 2021Deed of Trust, Mortgage · Line of Credit
WASHINGTON STATE EMPLOYEES CU
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Aug 19, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
WASHINGTON STATE EMPLOYEES CU
Jul 22, 2019Warranty Deed, Transfer · Conventional Mortgage
WASHINGTON ST EMP CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2019 · Amount on Record
Deed SaleJul 22, 2019 · Amount on Record
Prior SaleAug 19, 2003 · Amount on Record
Deed Document Number2019772
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Recording DateJul 27, 2026
Property Address21725 48TH AVENUE CT E, SPANAWAY, WA 98387-6037
Document Number0000000092
Instrument DateJul 20, 2026
Instrument202692
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate, 150
Address21725 48TH AVENUE CT E, SPANAWAY, WA 98387-6037
InvestorPossibly a Property Investor

Mortgage

Document Number0000000092,
DateJul 27, 2026
Instrument202692
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 1, 2036
Interest
Rate6.47%
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address21725 48TH AVENUE CT E, SPANAWAY, WA 98387-6037
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0009240207
DateSep 24, 2021
Instrument202109240207
Lender
NameWASHINGTON STATE EMPLOYEES CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 1, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address21725 48TH AVENUE CT E, SPANAWAY, WA 98387-6037
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0004160679
DateApr 16, 2021
Instrument202104160679
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address21725 48TH AVENUE CT E, SPANAWAY, WA 98387-6037
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0008190163
DateAug 19, 2022
Instrument202208190163
Lender
NameWASHINGTON STATE EMPLOYEES CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueSep 10, 2042

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJul 22, 2019
Property Address21725 48TH AVENUE CT E, SPANAWAY, WA 98387-6037
Document Number1907220772
Instrument DateJul 16, 2019
Instrument201907220772
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,772.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3314 90TH ST S #57 LAKEWOOD WA 98499, 57, LAKEWOOD, WA 98499

Mortgage

Document Number1907220773
DateJul 22, 2019
Instrument201907220773
Lender
NameWASHINGTON ST EMP CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$519,300 (+20.52%) Land $173,300 Building $346,000$519,300 (+20.52%) Land $173,300 Building $346,000
2025$5,591.00 (+11.13%)
2024$5,031.00 (-2.52%)$430,900 (-4.35%) Land $176,000 Building $254,900$430,900 (-4.35%) Land $176,000 Building $254,900
2023$5,161.00$450,500 Land $176,000 Building $274,500$450,500 Land $176,000 Building $274,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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