21721 Pine Cone Dr, Macomb, MI 48042 Property Records

Macomb County property record for 21721 Pine Cone Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,801 sqft · built 2011
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on File
Last Sale	$23,500 (Jan 2012)
Tax Bill	$6,335 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-428-003`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-428-003`
Alternative APN	`0815428003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,801 sqft Living Area
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft
Unfinished Basement	1,530 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	139 ft deep x 70 ft wide
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21721 PINE CONE DR
City	MACOMB
State	MI
Zip	48042-4365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PORTOFINO VILLAS SUB LOT 3 L. 161 PGS. 80-84
Legal Subdivision	PORTOFINO VILLAS SUB
Legal Lot Number	3
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2000
Census Tract	223901

Owner

21721 Pine Cone Dr is owned and occupied by two individuals who acquired it in October 2019.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21721 PINE CONE DR, MACOMB, MI 48042-4365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2012 · Amount on File
Deed Sale	Jan 31, 2012 · Amount on File
Prior Sale	Jan 11, 2012 · Amount on File
Deed Document Number	20122010816
Deed Book / Page	21094 / 67
Last Transfer Date	Oct 17, 2019
Transfer Doc	0000121656
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Sep 28, 2026
Property Address	21721 PINE CONE DR, MACOMB, MI 48042-4365
Document Number	0000090895
Book / Page	30877 / 773
Instrument Date	Sep 18, 2026
Instrument	202690895
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21721 PINE CONE DR, MACOMB, MI 48042-4365

Mortgage

Document Number	0000090895,
Date	Sep 28, 2026
Book Page	30877/773
Instrument	202690895

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Oct 28, 2019
Property Address	21721 PINE CONE DR, MACOMB, MI 48042-4365
Document Number	0000121656
Book / Page	26292 / 464
Map Reference	LB 161 PG 80-84
Instrument Date	Oct 17, 2019
Instrument	9121656
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21721 PINE CONE DR, MACOMB, MI 48042-4365

Mortgage

Document Number	0000121657
Date	Oct 28, 2019
Instrument	9121657

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21721 Pine Cone Dr was $6,335 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,300 (+4.82%)	$556,600 (+4.82%)
2025	$6,335.00 Homeowner's exemption	$265,500	$531,000
2023		$229,100	$458,200
2022	$5,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21721 Pine Cone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21721 Pine Cone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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