2172 Vernon Dr, Elgin, IL 60123 Property Records

Kane County property record for 2172 Vernon Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 817 sqft · built 1967
Lot Size	0.204 acres (8,880 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2022)
Tax Bill	$4,196 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-252-030`

Property Details

APN / Parcel Number

Primary APN	`06-16-252-030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	817 sqft Living Area
Gross Area	1,634 sqft
1st Floor Area	817 sqft
Basement Area	817 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	8,880 sqft (0.204 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2172 VERNON DR
City	ELGIN
State	IL
Zip	60123-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY KNOLLS UNIT 12 - WLY 36.8 FT OF LOT 217
Legal Subdivision	COUNTRY KNOLLS
Legal Block	3
Legal Lot Number	217
Legal Unit	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3021
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2172 VERNON DR, ELGIN, IL 60123-4939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	202229092
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 2, 2022
Property Address	2172 VERNON DR, ELGIN, IL 60123-4939
Document Number	0000029092
Instrument Date	May 23, 2022
Instrument	2022K029092
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2172 VERNON DR, 2172, ELGIN, IL 60123-4939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2172 VERNON DR, ELGIN, IL 60123-4939

Mortgage

Document Number	0000029093
Date	Jun 2, 2022
Instrument	2022K029093

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 12, 2018
Property Address	2172 VERNON DR, ELGIN, IL 60123-4939
Document Number	0000044834
Instrument Date	Aug 30, 2018
Instrument	2018K044834
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2172 VERNON DR, 2172, ELGIN, IL 60123-4939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2172 VERNON DR, ELGIN, IL 60123-4939

Mortgage

Document Number	0000044835
Date	Sep 12, 2018
Instrument	2018K044835

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Mortgage

Document Number	0000044836
Date	Sep 12, 2018
Instrument	2018K044836

Lender

Name	THE UNITED STAES OF STATES OF AMERICA
Type	Non-Lending Institution
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,196.00 (+35.57%) Homeowner's exemption	$63,010 (+8.57%) Land $12,953 Building $50,057	$189,106 (+8.57%) Land $38,875 Building $150,231
2024		$58,037 (+39.19%) Land $11,931 Building $46,106	$174,181 (+39.24%) Land $35,807 Building $138,373
2022	$3,095.00 (+5.2%) Homeowner's exemption	$41,697 (+6.96%) Land $9,829 Building $31,868	$125,091 (+6.96%) Land $29,487 Building $95,604
2021	$2,942.00 Homeowner's exemption	$38,983 Land $9,189 Building $29,794	$116,949 Land $27,567 Building $89,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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