2172 Burning Tree Cir, Owosso, MI 48867 Property Records

Shiawassee County property record for 2172 Burning Tree Cir, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.568 acres (24,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Aug 2009)
Tax Bill	$4,885 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-39-041-000`

Property Details

APN / Parcel Number

Primary APN	`006-39-041-000`
Alternative APN	`0063904100000`

Exterior

Lot Area	24,746 sqft (0.568 acres)

Location & Zoning

Street Address	2172 BURNING TREE CIR
City	OWOSSO
State	MI
Zip	48867-1089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARDELEAN THREE OAKS NO 2 OWOSSO TWP LOT 41
Legal Subdivision	ARDELEAN THREE OAKES 2
Legal Lot Number	41
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3019
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2172 BURNING TREE CIR, OWOSSO, MI 48867-1089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Sep 28, 2018	Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2009 · Amount on Record
Deed Sale	Aug 24, 2009 · Amount on Record
Deed Document Number	20093202507
Deed Book / Page	1139 / 740
Last Transfer Date	Sep 3, 2009
Transfer Doc	0011400289
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2172 BURNING TREE CIR, OWOSSO, MI 48867-1089
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012970903
Date	Jun 27, 2022
Book Page	1297/903
Instrument	3361844

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2172 BURNING TREE CIR, OWOSSO, MI 48867-1089
Document Number	0012630586
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2172 BURNING TREE CIR OWOSSO MI 488671089, OWOSSO, MI 48867-1089

Mortgage

Document Number	0012630586
Date	Dec 2, 2019
Book Page	001263/000586
Instrument	3327154

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 28, 2018
Property Address	2172 BURNING TREE CIR, OWOSSO, MI 48867-1089
Document Number	0012500417
Book / Page	001250 / 000417
Instrument Date	Sep 27, 2018
Instrument	3313799
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2172 BURNING TREE CIR OWOSSO MI 488671089, OWOSSO, MI 48867-1089

Mortgage

Document Number	12500418
Date	Sep 28, 2018
Book Page	001250/000418
Instrument	3313800

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,100 (+18.46%)	$422,200 (+18.46%)
2025	$4,885.00 (+5.33%) Homeowner's exemption	$178,200 (+12.64%)	$356,400 (+12.64%)
2024	$4,638.00 (+5.79%)
2023	$4,384.00 Homeowner's exemption	$158,200	$316,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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