2171 Westbourne Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 2171 Westbourne Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,883 sqft · built 1996
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,000 (Dec 2020)
Tax Bill	$6,903 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-31-5MB-0000-1500`

Property Details

APN / Parcel Number

Primary APN	`36-21-31-5MB-0000-1500`
Alternative APN	`2131365MB00001500`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,883 sqft Living Area
Gross Area	4,323 sqft
1st Floor Area	1,780 sqft
Upper Floors Area	2,103 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	395 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	2171 WESTBOURNE DR
City	OVIEDO
State	FL
Zip	32765-5159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 150 TRACT 105 PH 3 AT CARILLON PB 47 PGS 42 THRU 45
Legal Range	31E
Legal Township	21S
Legal Section	36
Legal Subdivision	TRACT 105 PHASE III AT CARILLON
Legal Tract	105
Legal Lot Number	150
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21316

Owner

Source: Seminole County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2171 WESTBOURNE DR, OVIEDO, FL 32765-5159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GROW FINANCIAL FCU
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 26, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Oct 4, 1996 · Amount on Record
Deed Document Number	2020137293
Deed Book / Page	9773 / 1081
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0095550888
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2171 WESTBOURNE DR, OVIEDO, FL 32765-5159
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2171 WESTBOURNE DR, OVIEDO, FL 32765-5159

Mortgage

Document Number	0110031675
Date	Mar 23, 2026
Book Page	11003/1675
Instrument	2026027872

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2171 WESTBOURNE DR, OVIEDO, FL 32765-5159
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2171 WESTBOURNE DR, OVIEDO, FL 32765-5159

Mortgage

Document Number	0106030306
Date	Mar 28, 2024
Book Page	10603/306
Instrument	2024027556

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 1, 2020
Property Address	2171 WESTBOURNE DR, OVIEDO, FL 32765-5159
Document Number	0097731081
Book / Page	9773 / 1081
Map Reference	MB 47 PG 42
Instrument Date	Nov 24, 2020
Instrument	2020137293
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	DYNASTY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1081 WHITE FORD RD, 1081, NAHUNTA, GA 31553-5957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 STILLWATER DR, OVIEDO, FL 32765-6948

Mortgage

Document Number	0097731083
Date	Dec 1, 2020
Instrument	9773/1083

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 11, 2020
Property Address	2171 WESTBOURNE DR, OVIEDO, FL 32765-5159
Document Number	0095550888
Book / Page	009555 / 000888
Instrument Date	May 16, 2019
Instrument	27026
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2171 WESTBOURNE DR OVIEDO FL 327655159, OVIEDO, FL 32765-5159

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2171 WESTBOURNE DR, OVIEDO, FL 32765-5159
Document Number	0089670835
Book / Page	008967 / 000835
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2171 WESTBOURNE DR OVIEDO FL 327655159, OVIEDO, FL 32765-5159

Mortgage

Document Number	0089670835
Date	Aug 8, 2017
Book Page	008967/000835
Instrument	79693

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,903.00 (+8.67%) Homeowner's exemption	$513,528 (+5.99%)	$700,654 (+7.71%) Land $120,000 Building $580,654
2023	$6,352.00 (+2.4%) Homeowner's exemption	$484,519 (+3%)	$650,499 (+14.86%) Land $115,000 Building $535,499
2022	$6,203.00 Homeowner's exemption	$470,407	$566,364 Land $100,000 Building $466,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured incl. 18 condo units
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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