21709 Hidden Crk, Mount Dora, FL 32757 Property Records

Lake County property record for 21709 Hidden Crk, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,814 sqft · built 2023
Lot Size	0.34 acres (14,806 sqft)
Owner	Individual Name on File
Last Sale	$647,000 (Jun 2026)
Tax Bill	$6,692 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`33-19-27-0300-000-25800`

Property Details

APN / Parcel Number

Primary APN	`33-19-27-0300-000-25800`
Alternative APNs	`271933030000025800` `3851081`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,814 sqft Living Area
Gross Area	4,255 sqft
1st Floor Area	1,733 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	14,806 sqft (0.34 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3851081
Street Address	21709 HIDDEN CRK
City	MOUNT DORA
State	FL
Zip	32757-7832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SULLIVAN RANCH PB 58 PG 46-76 LOT 258 ORB 5823 PG 149
Legal Range	27E
Legal Township	19S
Legal Section	33
Legal Subdivision	SULLIVAN RANCH
Legal Tract	A-Z,AA,BB
Legal Lot Number	258
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	1
Census Block	1072
Census Tract	30917

Owner

21709 Hidden Crk is owned and occupied by an individual who bought it in June 2026.

Source: Lake County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage OWNER BUILDER LOANS LLC
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 27, 2021	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Oct 27, 2021 · Amount on File
Deed Document Number	202671427
Deed Book / Page	6755 / 1382
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 MOUNT LOGAN DR, APOPKA, FL 32712-5642
Investor	Possibly a Property Investor

Mortgage

Document Number	0058911753
Date	Feb 7, 2022
Book Page	5891/1753
Instrument	2022017204

Lender

Name	OWNER BUILDER LOANS LLC
Type	Non-Lending Institution
Address	SCOTTSDALE, AZ 85260

Agreement

Term	12 Months
Due	Feb 1, 2023

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832

Mortgage

Document Number	0061310443
Date	Apr 26, 2023
Book Page	6131/443
Instrument	2023048128

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832

Mortgage

Document Number	0061591173
Date	Jun 13, 2023
Book Page	6159/1173
Instrument	2023070786

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 10, 2026
Property Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832
Document Number	0000071427
Book / Page	6755 / 1382
Instrument Date	Jun 5, 2026
Instrument	202671427
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457,429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832

Mortgage

Document Number	0000071428,
Date	Jun 10, 2026
Instrument	202671428

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 10, 2026
Property Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832
Document Number	0067551382
Book / Page	6755 / 1382
Instrument Date	Jun 5, 2026
Instrument	202671427
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457,429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832

Mortgage

Document Number	0000071428,
Date	Jun 10, 2026
Instrument	202671428

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 27, 2021
Property Address	21709 HIDDEN CRK, MOUNT DORA, FL 32757-7832
Document Number	0058230149
Book / Page	5823 / 149
Map Reference	MB 58 PG 46-76
Instrument Date	Oct 21, 2021
Instrument	2021148420
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1835 WAKE FOREST AVE, CLERMONT, FL 34711-6486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3048 BETHPAGE LOOP, MOUNT DORA, FL 32757-9714

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,317 (-) Land $140,000 Building $330,317	$470,317 (-) Land $140,000 Building $330,317
2025	$6,692.00 (-0.37%) Homeowner's exemption	$470,317 (+422.57%) Land $140,000 Building $330,317	$470,317 (+422.57%) Land $140,000 Building $330,317
2024	$6,717.00 (+276.51%)
2023	$1,784.00 (+84.11%)	$90,000 (+28.57%)	$90,000 (+28.57%) Land $90,000
2022	$969.00	$70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21709 Hidden Crk in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21709 Hidden Crk is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hidden Crk

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