21708 Finlan St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 21708 Finlan St, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,241 sqft · built 1940
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$154,900 (Oct 2018)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-27-354-012`

Property Details

APN / Parcel Number

Primary APN	`09-14-27-354-012`
Alternative APN	`1427354012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,241 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	677 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	21708 FINLAN ST
City	SAINT CLAIR SHORES
State	MI
Zip	48080-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LAKEVIEW GARDENS SUBDIVISION (L4, P88) LOT 354
Legal Subdivision	LAKEVIEW GARDENS SUBDIVISION
Legal Lot Number	354
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	3
Census Block	3014
Census Tract	251700

Owner

21708 Finlan St is owned and occupied by an individual who bought it in October 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	21708 FINLAN ST, SAINT CLAIR SHORES, MI 48080-4004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 29, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Oct 24, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Sep 25, 2017	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2018 · Amount on File
Deed Sale	Oct 24, 2018 · Amount on File
Prior Sale	Apr 13, 2016 · Amount on File
Deed Document Number	20188118165
Deed Book / Page	25647 / 718
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0000060525
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21708 FINLAN ST, SAINT CLAIR SHORES, MI 48080-4004
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21708 FINLAN ST, SAINT CLAIR SHORES, MI 48080-4004

Mortgage

Document Number	2200010191
Date	Jan 19, 2022
Book Page	28376/341
Instrument	202200010191

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21708 FINLAN ST, SAINT CLAIR SHORES, MI 48080-4004
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21708 FINLAN ST, SAINT CLAIR SHORES, MI 48080-4004

Mortgage

Document Number	0000116151
Date	Jan 29, 2021
Book Page	27381/740
Instrument	2116151

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 24, 2018
Property Address	21708 FINLAN ST, SAINT CLAIR SHORES, MI 48080-4004
Document Number	0000118165
Book / Page	025647 / 000718
Instrument Date	Oct 19, 2018
Instrument	118165
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21708 FINLAN ST ST CLAIR SHORES MI 480804004, ST CLAIR SHORES, MI 48080-4004

Mortgage

Document Number	19137
Date	Oct 24, 2018
Book Page	025652/000318
Instrument	19137

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21708 FINLAN ST, SAINT CLAIR SHORES, MI 48080-4004
Document Number	0000118454
Book / Page	024976 / 000800
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21708 FINLAN ST ST CLAIR SHORES MI 480804004, ST CLAIR SHORES, MI 48080-4004

Mortgage

Document Number	0000118454
Date	Oct 3, 2017
Book Page	024976/000800
Instrument	118454

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21708 Finlan St was $3,568 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,400 (+0.92%)	$196,800 (+0.92%)
2025	$3,568.00 Homeowner's exemption	$97,500	$195,000
2023		$86,300	$172,600
2022	$3,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21708 Finlan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21708 Finlan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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