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2170 Spring Creek Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2170 Spring Creek Cir NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,559 sqft · built 2003
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Jan 2024)
Tax Bill$4,050 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-27-04-*-43

Property Details

APN / Parcel Number

Primary APN28-37-27-04-*-43
Alternative APNs
  • 28-37-27-04-00000.0-0043.00
  • 2859542

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,559 sqft Living Area
Gross Area2,224 sqft
1st Floor Area1,559 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Width32 ft Width
View / LotConservation / Protected Area
Garage TypeAttached
Garage Area413 sqft
PorchFlorida Room
Porch Area252 sqft
Patio Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2859542
Street Address2170 SPRING CREEK CIR NE
CityPALM BAY
StateFL
Zip32905-4033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSANDY PINES PRESERVE PHASE 4 LOT 43
Legal Range37E
Legal Township28S
Legal Section27
Legal SubdivisionSANDY PINES PRESERVE PHASE 4
Legal Phase4
Legal Lot Number43
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2002
Census Tract65129

Owner

2170 Spring Creek Cir NE is owned and occupied by two individuals who bought it in January 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address2170 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2024 · Amount on File
Deed SaleJan 17, 2024 · Amount on File
Prior SaleMar 5, 2003 · Amount on File
Deed Document Number20249978
Deed Book / Page9972 / 597
Prior Transfer DateAug 6, 2015
Prior Transfer Doc0074280717
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJan 17, 2024
Property Address2170 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033
Document Number0099720597
Book / Page9972 / 597
Map ReferenceMB 48 PG 21&22
Instrument DateJan 16, 2024
Instrument2024009978
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyBELLA TITLE & ESCROW INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1430 GLENDALE AVE NW, PALM BAY, FL 32907-8011

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2170 SPRING CREEK CIR NE, PALM BAY, FL 32905-4033

Mortgage

Document Number0009972599
DateJan 17, 2024
Instrument9972/599
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number0099720622
DateJan 17, 2024
Book Page9972/622
Instrument2024009980
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
Address32031
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2170 Spring Creek Cir NE was $4,050 with a homeowner's exemption, up 245.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,250 (-3.31%)$253,250 (-3.31%)
2025$4,050.00 (+245.86%) Homeowner's exemption$261,910$261,910
2024$1,171.00 (+3.81%)
2023$1,128.00 (+6.82%) Homeowner's exemption$98,800 (+2.99%)$262,550 (+11.35%) Land $55,000 Building $207,550
2022$1,056.00 Homeowner's exemption$95,930$235,780 Land $44,000 Building $191,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2170 Spring Creek Cir NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2170 Spring Creek Cir NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wire 3.

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