Lincoln County property record for 2170 Smith Harbour Dr, Denver, NC 28037
| Property Type | Medical Building |
|---|---|
| Details | 3,900 sqft · built 2025 |
| Lot Size | 1.5 acres (65,688 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Feb 2021) |
| Tax Bill | $140 (2026) |
| Deeds & Mortgages | Apr 2024 Construction Loan Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-66-5929 |
| Primary APN | 4603-66-5929 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,900 sqft Total Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 65,688 sqft (1.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 290136 |
|---|---|
| Street Address | 2170 SMITH HARBOUR DR |
| City | DENVER |
| State | NC |
| Zip | 28037-8089 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Local Zoning Code | ELDD PD-MU |
| Legal Description | #191 LOT SMITHSTONE SUB |
| Legal Subdivision | SMITHSTONE |
| Legal Lot Number | 191 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 71202 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5968 S NC 16 HWY, MAIDEN, NC 28650-8113 |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK |
| Mar 29, 2022 | Special Warranty Deed, Transfer |
| Jan 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Jul 29, 1999 · Amount on Record |
| Deed Document Number | 2021625995 |
| Deed Book / Page | 3010 / 946 |
| Prior Transfer Date | Dec 23, 2019 |
| Prior Transfer Doc | 0028730438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2170 SMITH HARBOUR DR, DENVER, NC 28037-8089 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5968 S NC 16 HWY, MAIDEN, NC 28650-8113 |
| Document Number | 0003315549 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 3315/549 |
| Instrument | 678864 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 29, 2022 |
| Property Address | 2170 SMITH HARBOUR DR, DENVER, NC 28037-8089 |
| Document Number | 0000315119 |
| Book / Page | 3151 / 19 |
| Map Reference | MB 9 PG 500 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 649830 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7644 JUNIPER LN, DENVER, NC 28037-7674 |
| Name | Verified Name |
|---|---|
| Address | 477 N NC 16 BUSINESS HWY STE D, D, DENVER, NC 28037-6007 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 3, 2020 |
| Property Address | N NC 16 BUSINESS HWY, DENVER, NC 28037 |
| Document Number | 2873438 |
| Book / Page | 002873 / 000438 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 602729 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3975 ROBINSON RD NEWTON NC 286589715, NEWTON, NC 28658-9715 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140.00 (-95.5%) | $1,600,996 (+209.51%) Land $517,275 Building $1,083,721 | $1,600,996 (+209.51%) Land $517,275 Building $1,083,721 |
| 2023 | $3,110.00 | $517,275 Land $517,275 | $517,275 Land $517,275 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2013–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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