2170 Prospect Ave, Wayzata, MN 55391 Property Records

Hennepin County property record for 2170 Prospect Ave, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.25 ba · 832 sqft · built 1900
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2015)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-117-23-31-0018`

Property Details

APN / Parcel Number

Primary APN	`10-117-23-31-0018`

Interior

Bedrooms	1 Bed
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,184 sqft
1st Floor Area	544 sqft
Basement Area	387 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	18.8 ft deep x 7.2 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	280 sqft
Porch	Enclosed Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2170 PROSPECT AVE
City	CRYSTAL BAY
State	MN
Zip	55323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED 10 117 23 THAT PART OF THE NORTHEAST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 10, TOWNSHIP 117, RANGE 23 DESCRIBED AS FOLLOWS: COMMENCING AT A POINT 515.625 FEET T IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	10
Legal Quarter	31
Legal Subdivision	UNPLATTED 10 117 23
Legal Block	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	1
Census Block	1036
Census Tract	27205

Owner

2170 Prospect Ave is owned and occupied by an individual who acquired it in October 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2170 PROSPECT AVE, CRYSTAL BAY, MN 55323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2015 · Amount on File
Deed Sale	Apr 28, 2015 · Amount on File
Prior Sale	May 22, 2006 · Amount on File
Deed Document Number	201510187213
Last Transfer Date	Oct 17, 2018
Transfer Doc	0010603214
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2170 PROSPECT AVE, WAYZATA, MN 55391-9372
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 PROSPECT AVE, WAYZATA, MN 55391-9372

Mortgage

Document Number	0A11008789
Date	Aug 25, 2021
Instrument	A11008789

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2170 PROSPECT AVE, WAYZATA, MN 55391-9372
Document Number	0010762832
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 PROSPECT AVE WAYZATA MN 553919372, WAYZATA, MN 55391-9372

Mortgage

Document Number	0010762832
Date	Mar 4, 2020
Instrument	10762832

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 3, 2025

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 18, 2018
Property Address	2170 PROSPECT AVE, WAYZATA, MN 55391-9372
Document Number	0010603214
Instrument Date	Oct 17, 2018
Instrument	10603214
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 PROSPECT AVE WAYZATA MN 553919372, WAYZATA, MN 55391-9372

Tax Assessment & Valuation

The 2025 property tax bill for 2170 Prospect Ave was $2,390 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00	$263,800 Land $182,700 Building $81,100	$263,800 Land $182,700 Building $81,100
2023	$3,077.00 Homeowner's exemption
2022		$208,000 Land $131,000 Building $77,000	$208,000 Land $131,000 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2170 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2170 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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