2170 Neel Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 2170 Neel Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 2025
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jan 2026)
Tax Bill	$2,013 (2026)
Deeds & Mortgages	Jul 2025 Construction Loan Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`455 126`

Property Details

APN / Parcel Number

Primary APN	`455 126`
Alternative APN	`161725000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,856 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Detached
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2190 NEEL RD
City	SALISBURY
State	NC
Zip	28147-7513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.78AC
Legal Tract	1
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2006
Census Tract	51202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2190 NEEL RD, SALISBURY, NC 28147-7513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Jan 15, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 12, 2025	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Mar 12, 2025 · Amount on Record
Deed Book / Page	1476 / 37
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2170 NEEL RD, SALISBURY, NC 28147-7513
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 STATESVILLE BLVD 101, 101, SALISBURY, NC 28144-2371
Investor	Possibly a Property Investor

Mortgage

Document Number	0014650140
Date	Jul 10, 2025
Book Page	1465/140

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 15, 2026
Property Address	2170 NEEL RD, SALISBURY, NC 28147-7513
Document Number	0014760037
Book / Page	1476 / 37
Map Reference	MB 9995 PG 7752
Instrument Date	Jan 15, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	STATEWIDE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	244 YACHTSMAN DR, SALISBURY, NC 28146-1552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2190 NEEL RD, SALISBURY, NC 28147-7513

Mortgage

Document Number	0000147638
Date	Jan 15, 2026
Instrument	1476/38

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.65%
Max Rate At Change	7.65%
Index	5-Year CMT
Max Rate	11.6%

March 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 12, 2025
Property Address	2170 NEEL RD, SALISBURY, NC 28147-7513
Document Number	0014580260
Book / Page	1458 / 260
Map Reference	MB 9995 PG 7752
Instrument Date	Mar 10, 2025
Transaction Type	Construction Loan
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 EVENING PINE LN, JOHNS CREEK, GA 30005-7417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 YACHTMAN DR, SALISBURY, NC 28146-1552
Investor	Possibly a Property Investor

Mortgage

Document Number	0001458261
Date	Mar 12, 2025
Instrument	1458/261

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,013.00 (+64.19%)	$297,226 (+64.18%) Land $33,595 Building $263,631	$297,226 (+64.18%) Land $33,595 Building $263,631
2025	$1,226.00 (-2.47%)	$181,038 (-2.43%) Land $88,813 Building $92,225
2023	$1,257.00	$185,538 Land $88,813 Building $96,725	$181,038 Land $88,813 Building $92,225

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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