2170 Main St, #2176, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 2170 Main St, #2176, Three Rivers, MA 01080

Property Summary

Property Type	Apartments (5+ Units)
Details	3,440 sqft · built 1890
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Nov 2022)
Tax Bill	$7,970 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:78 B:12`

Property Details

APN / Parcel Number

Primary APN	`PALM M:78 B:12`
Alternative APN	`M:0078 L:000012`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,440 sqft Living Area
Gross Area	7,536 sqft
1st Floor Area	1,720 sqft
Attic	Attic
Attic Area	1,720 sqft
Basement Area	1,720 sqft
Unfinished Basement	1,720 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2170 MAIN ST, 2176
City	THREE RIVERS
State	MA
Zip	01080-1119
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	NB
Legal Block	12
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1006
Census Tract	810300

Owner

2170 Main St, #2176 is owned by a company that bought it in November 2022.

Source: Hampden County and Palmer Town City records, as of August 10, 2026

Owner of Record	Company Name on File
Mailing Address	1173 LYON ST, LUDLOW, MA 01056-1165
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Oct 15, 1997 · Amount on File
Deed Book / Page	24823 / 84
Record Updated	Sep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Nov 30, 2022
Property Address	2170 MAIN ST # 2176, 2176, THREE RIVERS, MA 01080-1119
Document Number	0024823-84
Book / Page	24823 / 84
Instrument Date	Nov 30, 2022
Instrument	70062
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 LYON ST, LUDLOW, MA 01056-1165

Mortgage

Document Number	0000070063
Date	Nov 30, 2022
Instrument	70063

Lender

Name	LEE R OCONNOR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2170 Main St, #2176 was $7,970, up 33.2% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,970.00 (+33.23%)	$437,200 (+37.83%) Land $52,300 Building $384,900
2024	$5,982.00 (+3.6%)	$317,200 (+8.33%) Land $47,500 Building $269,700
2023	$5,774.00	$292,800 Land $47,500 Building $245,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2170 Main St, #2176 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2170 Main St, #2176 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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