2170 Lynn St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2170 Lynn St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,192 sqft · built 1936
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$162,500 (Nov 2020)
Tax Bill$4,324 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 58.8-11-20

Property Details

APN / Parcel Number

Primary APN422800 58.8-11-20
Alternative APN
  • 280005800800110200000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,192 sqft Living Area
1st Floor Area1,192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions105 ft deep x 132 ft wide
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area150 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2170 LYNN ST
CitySCHENECTADY
StateNY
Zip12306-4231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G/STG,FMRM,TLSH CURRY RD GAR - 18-20 6.-406-1.A
Legal Block11
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3009
Census Tract33004

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2170 LYNN ST, SCHENECTADY, NY 12306-4231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Oct 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Nov 25, 2020Warranty Deed, Transfer · FHA Mortgage
CCFCU FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleDec 27, 2010 · Amount on Record
Deed Document Number202037164
Deed Book / Page2046 / 564
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2170 LYNN ST, SCHENECTADY, NY 12306-4231
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048109
DateOct 23, 2019
Book Page4948/157
Instrument201948109
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 11, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2170 LYNN ST, SCHENECTADY, NY 12306-4231
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047434
DateOct 21, 2019
Book Page4947/383
Instrument201947434
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateNov 1, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.87%
Index1-Year CMT
Margin3
Max Rate8.87%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 25, 2020
Property Address2170 LYNN ST, SCHENECTADY, NY 12306-4231
Document Number0000037164
Book / Page2046 / 564
Instrument DateNov 20, 2020
Instrument202037164
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2170 LYNN ST, 2170, SCHENECTADY, NY 12306-4231

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 JAY ST, COBLESKILL, NY 12043-3856

Mortgage

Document Number0000037165
DateNov 25, 2020
Instrument202037165
Lender
NameCCFCU FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,324.00$118,000 (-) Land $12,500 Building $105,500$181,500 (+16.87%) Land $19,227 Building $162,273
2023$118,000 Land $12,500 Building $105,500$155,300 Land $16,451 Building $138,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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