2170 Cork Oak St E, Sarasota, FL 34232 Property Records

Sarasota County property record for 2170 Cork Oak St E, Sarasota, FL 34232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 1989
Lot Size	0.183 acres (7,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2025)
Tax Bill	$5,086 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0064-03-0029`

Property Details

APN / Parcel Number

Primary APN	`0064-03-0029`
Alternative APN	`64030029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area
Gross Area	2,469 sqft
1st Floor Area	1,621 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,982 sqft (0.183 acres)
View / Lot	Mainland
Garage Type	Attached
Garage Area	483 sqft
Porch	Patio
Porch Area	443 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0064030029
Street Address	2170 CORK OAK ST E
City	SARASOTA
State	FL
Zip	34232-6806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 1676 COLONIAL OAKS UNIT 23
Legal Range	18E
Legal Township	36S
Legal Section	36
Legal Subdivision	COLONIAL OAKS UNIT 23
Legal Tract	2335
Legal Lot Number	1676
Legal Unit	23
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	1
Census Block	1024
Census Tract	1303

Owner

Source: Sarasota County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2170 CORK OAK ST E, SARASOTA, FL 34232-6806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Oct 17, 2016 · Amount on Record
Deed Document Number	2025182478
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Dec 22, 2025
Property Address	2170 CORK OAK ST E, SARASOTA, FL 34232-6806
Document Number	0000182478
Map Reference	MB 32 PG 13
Instrument Date	Dec 19, 2025
Instrument	2025182478
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6138 NUTMEG AVE, SARASOTA, FL 34231-7242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 CORK OAK ST E, SARASOTA, FL 34232-6806

Mortgage

Document Number	0000182479
Date	Dec 22, 2025
Instrument	2025182479

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARASOTA FL
Property Address	2170 CORK OAK ST E, SARASOTA, FL 34232-6806
Document Number	0000107923
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 CORK OAK ST E SARASOTA FL 342326806, SARASOTA, FL 34232-6806

Mortgage

Document Number	0000107923
Date	Aug 13, 2018
Instrument	107923

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,086.00 (+66.37%)	$382,800 (+59.2%) Land $112,400 Building $270,400	$382,800 (+1.4%) Land $112,400 Building $270,400
2024	$3,057.00 (+4.69%)
2023	$2,920.00 (+4.25%) Homeowner's exemption	$240,459 (+3%)	$377,500 (+10.9%) Land $147,100 Building $230,400
2022	$2,801.00 Homeowner's exemption	$233,455	$340,400 Land $142,100 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 298 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	298 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 24 claims Severe Storms & Flooding, Jun 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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