Calvert County property record for 2170 5th St, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,424 sqft · built 1990 |
| Lot Size | 4.19 acres (182,516 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $4,388 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-087433 |
| Primary APN | 03-087433 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,424 sqft Total Area |
| Basement Area | 690 sqft |
| Finished Basement | 690 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 182,516 sqft (4.19 acres) |
| Deck Area | 488 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 087433 |
|---|---|
| Street Address | 2170 5TH ST |
| City | OWINGS |
| State | MD |
| Zip | 20736-9557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 1 BERNARD G LOVELESS PROP |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 860404 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 2170 5TH ST, OWINGS, MD 20736-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2005 |
| Deed Sale | May 18, 2005 |
| Deed Document Number | 200553833 |
| Deed Book / Page | 2477 / 298 |
| Record Updated | Sep 20, 2026 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,167 (+3.38%) | $425,300 (+10.15%) Land $164,700 Building $260,600 | |
| 2025 | $4,388.00 (+20.62%) Homeowner's exemption | $386,100 (+10.24%) Land $164,700 Building $221,400 | $386,100 (-) Land $164,700 Building $221,400 |
| 2023 | $3,638.00 Homeowner's exemption | $350,233 | $386,100 Land $164,700 Building $221,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 27 condo units |
| Nearby Flood Claims | 16 (2003–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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