2170 15th Ave E, North Saint Paul (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2170 15th Ave E, North Saint Paul, MN 55109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,254 sqft · built 1988
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,692 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-29-22-11-0051`

Property Details

APN / Parcel Number

Primary APN	`11-29-22-11-0051`
Alternative APNs	`8197288` `8203647`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,254 sqft Living Area
1st Floor Area	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1992
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	139 ft deep x 89 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8203647
Street Address	2170 15TH AVE E
City	SAINT PAUL
State	MN
Zip	55109-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPIRIT HILLS LOT 16 BLK 1
Legal Range	22
Legal Township	29
Legal Section	11
Legal Subdivision	SPIRIT HILLS
Legal Block	1
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH ST. PAUL
Census Block Group	4
Census Block	4001
Census Tract	42601

Owner

2170 15th Ave E is owned and occupied by two individuals who acquired it in February 1993.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2170 15TH AVE E, SAINT PAUL, MN 55109-5125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI CITY & CNTY EMP CU
Apr 26, 2018	Deed of Trust, Mortgage CITY & CNTY EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 26, 1993
Transfer Doc	0002501264
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2170 15TH AVE E, NORTH ST PAUL, MN 55109-5125
Document Number	0002671060
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2170 15TH AVE E ST PAUL MN 551095125, ST PAUL, MN 55109-5125

Mortgage

Document Number	0002671060
Date	Jul 29, 2020
Instrument	2671060

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2040

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2170 15TH AVE E, NORTH ST PAUL, MN 55109-5125
Document Number	0002613294
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2170 15TH AVE E NORTH ST PAUL MN 551095125, NORTH ST PAUL, MN 55109-5125

Mortgage

Document Number	0002613294
Date	May 3, 2018
Instrument	2613294

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	STPAUL, MN 55101

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2170 15th Ave E was $6,692 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North St. Paul City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,000 Land $64,500 Building $408,500	$473,000 Land $64,500 Building $408,500
2025	$6,692.00
2023	$5,690.00 Homeowner's exemption	$426,000 Land $64,500 Building $361,500	$426,000 Land $64,500 Building $361,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2170 15th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2170 15th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Saint Paul serves 13,134 people · EPA ID MN1620011
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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