217 Washington St, Frederick, MD 21701 Property Records

Frederick County property record for 217 Washington St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,410 sqft · built 1915
Lot Size	0.086 acres (3,760 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Jul 2017)
Tax Bill	$5,775 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-042010`

Property Details

APN / Parcel Number

Primary APN	`02-042010`
Alternative APNs	`2042010` `042010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,410 sqft Living Area
1st Floor Area	705 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	3,760 sqft (0.086 acres)
Lot Dimensions	218 ft deep x 17 ft wide
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	042010
Street Address	217 WASHINGTON ST
City	FREDERICK
State	MD
Zip	21701-6518
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 17 X 218 217 WASHINGTON ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	217
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2010
Census Tract	750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 WASHINGTON ST, FREDERICK, MD 21701-6518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 21, 2017	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Feb 9, 2017	Deed, Transfer · Commercial Mortgage FREDERICK COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	201711938-0472
Deed Book / Page	11938 / 472
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	217 WASHINGTON ST, FREDERICK, MD 21701-6518
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 WASHINGTON ST, FREDERICK, MD 21701-6518

Mortgage

Document Number	0153970187
Date	Oct 19, 2021
Book Page	15397/187

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 21, 2017
Property Address	217 WASHINGTON ST, FREDERICK, MD 21701-6518
Document Number	0119380472
Book / Page	11938 / 0472
Map Reference	LB300 FO541
Instrument Date	Jul 17, 2017
Instrument	11938-0472
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 WASHINGTON ST, FREDERICK, MD 21701-6518

Mortgage

Document Number	119380478
Date	Jul 21, 2017
Instrument	11938-0478

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 9, 2017
Property Address	217 WASHINGTON ST, FREDERICK, MD 21701-6518
Document Number	0116610405
Book / Page	11661 / 0405
Map Reference	LB HWB300 FO541
Instrument Date	Feb 27, 2016
Instrument	11661-0405
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,488.00
Amount Accuracy	Not Readable on Document
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 WASHINGTON ST, FREDERICK, MD 21701-6518

Mortgage

Document Number	0116610410
Date	Feb 9, 2017
Book Page	11661/0410
Instrument	11661-0410

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,533 (+16.87%)	$377,400 (+21.12%) Land $164,400 Building $213,000
2025	$5,775.00 (+10.67%)
2023	$5,218.00	$285,400	$311,600 Land $124,400 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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