217 Walnut St, Panama, IL 62077 Property Records

Montgomery County property record for 217 Walnut St, Panama, IL 62077

Property Summary

Property Type	Single Family Home
Details	1,883 sqft · built 1963
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Sep 2022)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2022 Sale & Mortgage + 1 more
APN	`20-22-355-024`

Property Details

APN / Parcel Number

Primary APN	`20-22-355-024`
Alternative APN	`06-001-041-00`

Interior

Building Area	1,883 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	13,000 sqft (0.298 acres)

Location & Zoning

Street Address	217 WALNUT ST
City	PANAMA
State	IL
Zip	62077-4480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 469 & 470 BLK 30 CLUB HOUSE ADD 7-4-1041 & 1042 S T00 R
Legal Subdivision	CLUB HOUSE ADD
Legal Block	30
Legal Lot Number	469,470
Jurisdiction	MONTGOMERY IL
Township / Civil Division	GRISHAM
Census Block Group	5
Census Block	5096
Census Tract	958000

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 WALNUT ST, PANAMA, IL 62077-4480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage HUD
Sep 29, 2022	Warranty Deed, Transfer · FHA Mortgage HIGHLAND RESIDENTIAL MORTGAGE
Jul 27, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BRADFORD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	20223073
Deed Book / Page	1788 / 297
Prior Transfer Date	Jul 23, 2018
Prior Transfer Doc	201802468
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	217 WALNUT ST, PANAMA, IL 62077-4480
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202502539
Date	Sep 5, 2025
Instrument	202502539

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Sep 29, 2022
Property Address	217 WALNUT ST, PANAMA, IL 62077-4480
Document Number	001788/297
Book / Page	1788 / 297
Instrument Date	Sep 28, 2022
Instrument	202203073
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	SPEARS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 WALNUT ST, PANAMA, IL 62077-4480

Mortgage

Document Number	0202203074
Date	Sep 29, 2022
Instrument	202203074

Lender

Name	HIGHLAND RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.63%

Mortgage

Document Number	001788/316
Date	Sep 29, 2022
Book Page	1788/316
Instrument	202203075

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2027

Interest

Rate Type	Fixed Rate

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY IL
Recording Date	Jul 27, 2018
Property Address	217 WALNUT ST, PANAMA, IL 62077-4480
Document Number	201802467
Instrument Date	Jul 23, 2018
Instrument	201802467
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1866 ILLINOIS ROUTE 127, DONNELLSON, IL 62019-3008

Mortgage

Document Number	201802468
Date	Jul 27, 2018
Instrument	201802468

Lender

Name	BRADFORD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Grisham Township
Municipality	Panama Village
Unified School District	Hillsboro Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,625.00 (+2.74%) Homeowner's exemption	$42,420 (+6.93%) Land $740 Building $41,680	$127,260 (+6.93%) Land $2,220 Building $125,040
2024	$2,555.00	$39,670 Land $690 Building $38,980	$119,010 Land $2,070 Building $116,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA serves 343 people · EPA ID IL0054720
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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