217 W Laurel St, Willard, OH 44890 Property Records

Huron County property record for 217 W Laurel St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Dec 2024)
Tax Bill	$1,238 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`51-0310-01-026-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0310-01-026-0000`
Alternative APN	`500583`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	624 sqft
Upper Floors Area	624 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	207 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	144 sqft
Patio Area	60 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	500583
Street Address	217 W LAUREL ST
City	WILLARD
State	OH
Zip	44890-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1767
Legal Subdivision	CITY/WILLARD
Legal Lot Number	1767
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	2
Census Block	2039
Census Tract	916200

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 W LAUREL ST, WILLARD, OH 44890-1342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 23, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Oct 29, 2018	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	20246016
Prior Transfer Date	Dec 1, 2014
Prior Transfer Doc	0000006875
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Recording Date	Aug 27, 2026
Property Address	217 W LAUREL ST, WILLARD, OH 44890-1342
Document Number	0000004903
Instrument Date	Aug 22, 2026
Instrument	20264903
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 W LAUREL ST, WILLARD, OH 44890-1342

Mortgage

Document Number	0000004903,
Date	Aug 27, 2026
Instrument	20264903

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	217 W LAUREL ST, WILLARD, OH 44890-1342
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 W LAUREL ST, WILLARD, OH 44890-1342

Mortgage

Document Number	0000000336
Date	Jan 13, 2022
Instrument	202201130000336

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Nov 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	217 W LAUREL ST, WILLARD, OH 44890-1342
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 W LAUREL ST, WILLARD, OH 44890-1342

Mortgage

Document Number	0000005351
Date	Aug 22, 2022
Instrument	202208220005351

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Sep 1, 2048

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	217 W LAUREL ST, WILLARD, OH 44890-1342
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 W LAUREL ST, WILLARD, OH 44890-1342

Mortgage

Document Number	0000003926
Date	Jun 16, 2022
Instrument	202206160003926

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Nov 1, 2048

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Mar 23, 2023
Property Address	217 W LAUREL ST, WILLARD, OH 44890-1342
Document Number	0000001270
Instrument Date	Mar 14, 2023
Instrument	202303230001270
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	217 W LAUREL ST, WILLARD, OH 44890-1342

Mortgage

Document Number	0000001271
Date	Mar 23, 2023
Instrument	202303230001271

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Oct 29, 2018
Property Address	217 W LAUREL ST, WILLARD, OH 44890-1342
Document Number	0000006574
Instrument Date	Oct 29, 2018
Instrument	201810290006574
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	THE COUNTION ABSTRACT & TITL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 W LAUREL ST, WILLARD, OH 44890-1342

Mortgage

Document Number	0000006575
Date	Oct 29, 2018
Instrument	201810290006575

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,238.00 (-5.5%)	$37,950 (-) Land $3,850 Building $34,100	$108,420 (-) Land $11,000 Building $97,420
2024	$1,310.00 (+7.64%)	$37,950 (+16.91%) Land $3,850 Building $34,100	$108,420 (+16.89%) Land $11,000 Building $97,420
2023	$1,217.00 (-3.79%)	$32,460 (-) Land $2,800 Building $29,660
2022	$1,265.00	$32,460 Land $2,800 Building $29,660
2021			$92,750 Land $8,000 Building $84,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on W Laurel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures