217 Van Aernem Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 217 Van Aernem Rd, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,900 sqft · built 1977
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$394,000 (Jun 2023)
Tax Bill	$5,666 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2023 Sale & Mortgage
APN	`414089 217.6-1-42`

Property Details

APN / Parcel Number

Primary APN	`414089 217.6-1-42`
Alternative APNs	`408921700600010420000000` `5 J02700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	1,060 sqft
2nd Floor Area	840 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	178 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	254 sqft
Porch	Slab
Porch Area	532 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5 J02700
Street Address	217 VAN AERNEM RD
City	MALTA
State	NY
Zip	12020-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	SIDE: E
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	4
Census Block	4007
Census Tract	61904

Owner

217 Van Aernem Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	217 VAN AERNEM RD, BALLSTON SPA, NY 12020-3803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION
Jun 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Deed Document Number	202316129
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	217 VAN AERNEM RD, MALTA, NY 12020-3803
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036219
Date	Nov 21, 2022
Instrument	2022036219

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jun 23, 2023
Property Address	217 VAN AERNEM RD, MALTA, NY 12020-3803
Document Number	0000016129
Instrument Date	Jun 14, 2023
Instrument	2023016129
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 RIVER ST, TROY, NY 12180-3841

Mortgage

Document Number	0000016130
Date	Jun 23, 2023
Instrument	2023016130

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 6, 2033
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 217 Van Aernem Rd was $5,666.

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,666.00	$414,000 Land $35,000 Building $379,000	$414,000 Land $35,000 Building $379,000
2023		$347,000 (+20.07%) Land $35,000 Building $312,000	$347,000 (+20.07%) Land $35,000 Building $312,000
2022		$289,000 Land $35,000 Building $254,000	$289,000 Land $35,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 217 Van Aernem Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Van Aernem Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWOOD WATER COMPANY private · serves 1,300 people · EPA ID NY4521804
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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