217 Trace Harbor Rd, Madison, MS 39110 Property Records

Madison County property record for 217 Trace Harbor Rd, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,479 sqft · built 1975
Owner2 Owner Names on Record
Tax Bill$585 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN072A-01C-031

Property Details

APN / Parcel Number

Primary APN072A-01C-031
Alternative APNs
  • 072A-01C-031/00.00
  • 7197

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,479 sqft Adjusted Area
1st Floor Area1,210 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number7197
Old Parcel Number072A-01C-031/00.00
Street Address217 TRACE HARBOR RD
CityMADISON
StateMS
Zip39110-8732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 73 TWIN HARBOURS PT 1 -LEASE-
Legal Range02E
Legal Township07N
Legal Section01
Legal SubdivisionTWIN HARBORS PT 1
Legal Lot Number73
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group3
Census Block3013
Census Tract30208

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address217 TRACE HARBOR RD, MADISON, MS 39110-8732
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Dec 7, 2017Deed of Trust, Mortgage
HOME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 17, 2005
Transfer Doc0018940562
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address217 TRACE HARBOR RD, MADISON, MS 39110-8732
Transaction TypeMortgage
Record UpdatedMar 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004182/195
DateMar 14, 2022
Book Page4182/195
Instrument952568
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 1, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address217 TRACE HARBOR RD, MADISON, MS 39110-8732
Document Number0000830047
Book / Page003554 / 000225
Instrument DateDec 7, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address217 TRACE HARBOR RD MADISON MS 391108732, MADISON, MS 39110-8732

Mortgage

Document Number0000830047
DateDec 18, 2017
Book Page003554/000225
Instrument830047
Lender
NameHOME LNDG
AddressFLOWOOD, MS 39232
Agreement
AmountAmount Recorded
Term360 Months
DueDec 17, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$585.00 Homeowner's exemption$8,624 (-)$86,240 (-) Land $30,000 Building $56,240
2024$585.00
2023$585.00 Homeowner's exemption$8,624$86,240 Land $30,000 Building $56,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimNov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

Nearby Properties on Trace Harbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number