Union County property record for 217 Todd Cir, Wingate, NC 28174
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,552 sqft · built 1977 |
| Lot Size | 0.764 acres (33,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Sep 2022) |
| Tax Bill | $2,553 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-060-041 |
| Primary APN | 09-060-041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| Gross Area | 2,881 sqft |
| 1st Floor Area | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 33,280 sqft (0.764 acres) |
| Garage Type | Attached |
| Garage Area | 329 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 217 TODD CIR |
|---|---|
| City | WINGATE |
| State | NC |
| Zip | 28174-7782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 WINGA |
| Legal Description | #60 WIND GATE PB06 PG125 |
| Legal Subdivision | WIND GATE SUBDIV |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20702 |
Source: Union County records · APN 09-060-041
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 217 TODD CIR, WINGATE, NC 28174-7782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 12, 2020 | Warranty Deed, Transfer · FHA Mortgage ACOPIA LLC |
| Jul 31, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Nov 12, 2020 · Amount on Record |
| Deed Document Number | 202233280 |
| Deed Book / Page | 8576 / 860 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 23, 2022 |
| Property Address | 217 TODD CIR, WINGATE, NC 28174-7782 |
| Document Number | 0008576860 |
| Book / Page | 8576 / 860 |
| Map Reference | MB 6 PG 125 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 33280 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 TODD CIR, WINGATE, NC 28174-7782 |
| Document Number | 0000033281 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 33281 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 12, 2020 |
| Property Address | 217 TODD CIR, WINGATE, NC 28174-7782 |
| Document Number | 0000078841 |
| Book / Page | 7884 / 1 |
| Map Reference | MB 6 PG 125 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 46821 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CAROLINA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 CASTLEWOOD DR APT 816, 200, SALISBURY, NC 28147-1234 |
| Name | Verified Name |
|---|---|
| Address | 217 TODD CIR, WINGATE, NC 28174-7782 |
| Document Number | 0000046822 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 46822 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 217 TODD CIR, WINGATE, NC 28174-7782 |
| Document Number | 7432881 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 217 TODD CIR WINGATE NC 281747782, WINGATE, NC 28174-7782 |
| Document Number | 7432881 |
|---|---|
| Date | Aug 06, 2019 |
| Book Page | 007432/000881 |
| Instrument | 22819 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 05, 2034 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wingate Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,553.00 (+2.28%) | $337,700 (+34.6%) Land $64,300 Building $273,400 | $337,700 (+34.6%) Land $64,300 Building $273,400 |
| 2023 | $2,496.00 | $250,900 Land $19,000 Building $231,900 | $250,900 Land $19,000 Building $231,900 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 118 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF WINGATE serves 3,950 people |
|---|---|
| Water Source | Purchased surface water from UNION COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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