Harford County property record for 217 Thomas St, Bel Air, MD 21014
| Property Type | Commercial |
|---|---|
| Details | 1.5 ba · 1,759 sqft · built 1920 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,000 (Jun 1987) |
| Tax Bill | $3,446 (2026) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-025144 |
| Primary APN | 03-025144 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,759 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Porch | Slab |
| Porch Area | 272 sqft |
| Deck Area | 72 sqft |
| Heating System | Radiant |
|---|---|
| Water Source | Commercial |
| Account Number | 025144 |
|---|---|
| Street Address | 217 THOMAS ST |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3649 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R2 |
| Legal Description | PO LTS 42-44 55X150 217 THOMAS STREET HAYES ADDN BEL AIR |
| Legal Subdivision | THOMAS STREET HAYES ADD |
| Legal Block | 1 |
| Legal Lot Number | 42-44 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 303801 |
217 Thomas St, a commercial property, is owned by an individual who bought it in June 1987.
Source: Harford County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 217 THOMAS ST, BEL AIR, MD 21014-3649 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1987 · Amount on File |
| Deed Sale | Jun 30, 1987 · Amount on File |
| Prior Sale | Jun 19, 1986 · Amount on File |
| Deed Book / Page | 1410 / 792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 217 THOMAS ST, BEL AIR, MD 21014-3649 |
| Document Number | 0121700138 |
| Book / Page | 012170 / 000138 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1614 CASS DR BEL AIR MD 210154864, BEL AIR, MD 21015-4864 |
| Document Number | 0121700138 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 012170/000138 |
| Name | SAMUEL M SPICER |
|---|---|
| Address | 2209 ADY RD, FOREST HILL, MD 21050-1706 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 4, 2037 |
| Rate | 7.25% |
|---|
The 2026 property tax bill for 217 Thomas St was $3,446, up 6.5% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,446.00 (+6.49%) | $361,500 | $383,900 Land $206,200 Building $177,700 |
| 2025 | $3,236.00 | ||
| 2023 | $328,700 | $350,300 Land $206,200 Building $144,100 | |
| 2022 | $3,030.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 217 Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 units insured incl. 4 condo units |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 217 Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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