Polk County property record for 217 Shore Loop, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 1974 |
| Lot Size | 0.361 acres (15,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Sep 2025) |
| Tax Bill | $573 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663200-000180 |
| Primary APN | 26-28-36-663200-000180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,469 sqft Living Area |
| Gross Area | 2,029 sqft Gross Area |
| 1st Floor Area | 1,469 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,730 sqft (0.361 acres) |
| Lot Dimensions | 120 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 124 sqft Porch |
| View / Lot | Commercial/Industrial |
| Cooling System | Central |
|---|
| Street Address | 217 SHORE LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERHAVEN SHORES PB 43 PG 46 LOT 18 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | SUMMERHAVEN SHORES |
| Legal Tract | 663200 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14001 |
Source: Polk County records · APN 26-28-36-663200-000180
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 SHORE LOOP, WINTER HAVEN, FL 33884-2575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Sep 30, 2025 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | May 13, 2015 · Amount on Record |
| Deed Document Number | 2025229363 |
| Deed Book / Page | 13718 / 385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 217 SHORE LOOP, WINTER HAVEN, FL 33884-2575 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 217 SHORE LOOP, WINTER HAVEN, FL 33884-2575 |
| Document Number | 0000085574 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | 13077/1406 |
| Instrument | 2024085574 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33884 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 30, 2025 |
| Property Address | 217 SHORE LOOP, WINTER HAVEN, FL 33884-2575 |
| Document Number | 0000229363 |
| Book / Page | 13718 / 385 |
| Map Reference | MB 43 PG 46 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025229363 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2178 LA COSTA VILLAGE BLVD, PORT ORANGE, FL 32129-7876 |
| Name | Verified Name |
|---|---|
| Address | 217 SHORE LOOP, WINTER HAVEN, FL 33884-2575 |
| Investor | Possibly a Property Investor |
| Document Number | 0013718387 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 13718/387 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $573.00 (-52.29%) | $84,533 (+2.9%) | $239,423 (-1.88%) Land $44,151 Building $195,272 |
| 2024 | $1,201.00 (+14.38%) Homeowner's exemption | $82,151 (+3%) | $244,018 (-2.71%) Land $44,151 Building $199,867 |
| 2023 | $1,050.00 (+7.47%) Homeowner's exemption | $79,758 (+3%) | $250,811 (+18.98%) Land $43,151 Building $207,660 |
| 2022 | $977.00 Homeowner's exemption | $77,435 | $210,798 Land $35,635 Building $175,163 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,075 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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