217 Shepard St, Havelock, NC 28532 Property Records

Craven County property record for 217 Shepard St, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,523 sqft · built 1972
Lot Size	0.342 acres (14,883 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Apr 2019)
Tax Bill	$1,964 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-101-019`

Property Details

APN / Parcel Number

Primary APN	`6-101-019`
Alternative APN	`125191`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	1,523 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,883 sqft (0.342 acres)
Garage Type	Attached
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	125191
Street Address	217 SHEPARD ST
City	HAVELOCK
State	NC
Zip	28532-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 SEC 2 TRYON PK
Legal Subdivision	TRYON PARK
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2035
Census Tract	961301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 SHEPARD ST, HAVELOCK, NC 28532-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 26, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Sep 2, 1998 · Amount on Record
Deed Document Number	201910036805
Deed Book / Page	3568 / 416
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	217 SHEPARD ST, HAVELOCK, NC 28532-2447
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SHEPARD ST, HAVELOCK, NC 28532-2447

Mortgage

Document Number	0003716/61
Date	Mar 9, 2022
Book Page	3716/61
Instrument	10093157

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	217 SHEPARD ST, HAVELOCK, NC 28532-2447
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3686/502
Date	Aug 20, 2021
Book Page	3686/502
Instrument	10081815

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	217 SHEPARD ST, HAVELOCK, NC 28532-2447
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SHEPARD ST, HAVELOCK, NC 28532-2447

Mortgage

Document Number	3652/830
Date	Feb 3, 2021
Book Page	3652/830
Instrument	10069088

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	May 1, 2049

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 26, 2019
Property Address	217 SHEPARD ST, HAVELOCK, NC 28532-2447
Document Number	3568/416
Book / Page	3568 / 416
Instrument Date	Apr 12, 2019
Instrument	10036805
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 SHEPARD ST, HAVELOCK, NC 28532-2447

Mortgage

Document Number	003568/420
Date	Apr 26, 2019
Book Page	3568/420
Instrument	10036806

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,964.00 (+2.45%)	$158,430 (-) Land $35,000 Building $123,430	$158,430 (-) Land $35,000 Building $123,430
2025	$1,917.00 (+4.07%)	$158,430 (-) Land $35,000 Building $123,430	$158,430 (-) Land $35,000 Building $123,430
2023	$1,842.00 (+20.95%)	$158,430 (+24.46%) Land $35,000 Building $123,430	$158,430 (+24.46%) Land $35,000 Building $123,430
2022	$1,523.00	$127,290 Land $30,000 Building $97,290
2018			$127,290 Land $30,000 Building $97,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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