217 S Rios Ave, Solana Beach, CA 92075 Property Records

San Diego County property record for 217 S Rios Ave, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,104 sqft · built 2010
Lot Size	0.305 acres (13,300 sqft)
Owner	Company Name on File
Last Sale	$1,550,000 (Dec 2013)
Tax Bill	$23,062 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`298-073-17-00`

Property Details

APN / Parcel Number

Primary APN	`298-073-17-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	4,104 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	13,300 sqft (0.305 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	217 S RIOS AVE
City	SOLANA BEACH
State	CA
Zip	92075-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRc
Legal Description	BLK 10 LOT 6 S 65 FT OF N 130 FT OF TR 001749
Legal Subdivision	SOLANA BEACH
Legal Tract	001749
Legal Block	10
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17307

Owner

217 S Rios Ave is owned by a company that acquired it in November 2016 and is owner-occupied.

Source: San Diego County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	217 S RIOS AVE, SOLANA BEACH, CA 92075-1903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit RAYMOND JAMES BANK
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2013 · Amount on File
Deed Sale	Dec 20, 2013 · Amount on File
Prior Sale	Sep 9, 2004 · Amount on File
Deed Document Number	2013732189
Last Transfer Date	Nov 18, 2016
Transfer Doc	0000645638
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2026
Property Address	217 S RIOS AVE, SOLANA BEACH, CA 92075-1903
Document Number	0000212194
Instrument Date	Jul 22, 2026
Instrument	2026212194
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	217 S RIOS AVE, SOLANA BEACH, CA 92075-1903

Mortgage

Document Number	0000212194,
Date	Jul 24, 2026
Instrument	2026212194

Lender

Name	RAYMOND JAMES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2056

Interest

Rate	8.38%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	217 S RIOS AVE, SOLANA BEACH, CA 92075-1903
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 S RIOS AVE, SOLANA BEACH, CA 92075-1903

Mortgage

Document Number	0000534950
Date	Jul 28, 2021
Instrument	2021-0534950

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	217 S RIOS AVE, SOLANA BEACH, CA 92075-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403413
Date	Sep 1, 2017
Instrument	2017-0403413

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2037

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Margin	1
Max Rate	17.2%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	217 S RIOS AVE, SOLANA BEACH, CA 92075-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 S RIOS AVE, SOLANA BEACH, CA 92075-1903

Mortgage

Document Number	0000779559
Date	Dec 7, 2020
Instrument	2020-0779559

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 217 S Rios Ave was $23,062 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,207,773 (+2%) Land $1,500,449 Building $707,324
2025	$23,062.00 Homeowner's exemption	$2,164,484 Land $1,471,029 Building $693,455
2023	$22,119.00 (+1.61%) Homeowner's exemption	$2,080,436 Land $1,413,908 Building $666,528
2022	$21,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 217 S Rios Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 217 S Rios Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks.

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