217 S Hickory St, Owosso, MI 48867 Property Records

Shiawassee County property record for 217 S Hickory St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,036 sqft · built 1920
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Tax Bill$1,318 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN050-180-002-011-00

Property Details

APN / Parcel Number

Primary APN050-180-002-011-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,036 sqft Living Area
1st Floor Area1,036 sqft
Basement Area940 sqft
Unfinished Basement940 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address217 S HICKORY ST
CityOWOSSO
StateMI
Zip48867-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 2 DEWEY & STEWARTS ADD
Legal SubdivisionDEWEY & STEWARTS ADD
Legal Block2
Legal Lot Number10
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group4
Census Block4019
Census Tract30500

Owner

217 S Hickory St is owned and occupied by two individuals.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address217 S HICKORY ST, OWOSSO, MI 48867-3118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address217 S HICKORY ST, OWOSSO, MI 48867-3118
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 S HICKORY ST, OWOSSO, MI 48867-3118

Mortgage

Document Number0013010488
DateOct 20, 2022
Book Page1301/488
Instrument3365485
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49560
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 217 S Hickory St was $1,318 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,700 (+12.61%)$105,400 (+12.61%)
2025$1,318.00 Homeowner's exemption$46,800$93,600
2023$1,257.00 Homeowner's exemption$38,700$77,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 S Hickory St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 54 policies
Nearby Flood Policies54 in force
Nearby Flood Claims13 (1981–2004)
Claims Outside the SFHA1 of 13
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 S Hickory St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Hickory St

Nearby Streets

Search Property Records by Address or Parcel Number