217 S 13th St, Murray, KY 42071 Property Records

Calloway County property record for 217 S 13th St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,412 sqft · built 1950
Lot Size	0.18 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$56,000 (Jan 2006)
Tax Bill	$340 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-0-0013-00017`

Property Details

APN / Parcel Number

Primary APN	`004-0-0013-00017`
Alternative APNs	`18809` `99306` `99305`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,412 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.18 acres)
Lot Dimensions	60 ft deep x 130 ft wide

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	99305
Street Address	217 S 13TH ST
City	MURRAY
State	KY
Zip	42071-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	217 S 13TH
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1010
Census Tract	10601

Owner

217 S 13th St is owned and occupied by two individuals who acquired it in August 2023.

Source: Calloway County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	217 S 13TH ST, MURRAY, KY 42071-2301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY FINANCIAL SERVICES BANK
Aug 15, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2006 · Amount on File
Deed Sale	Jan 5, 2006 · Amount on File
Deed Document Number	2006500176
Deed Book / Page	626 / 720
Last Transfer Date	Aug 11, 2023
Transfer Doc	001426/740
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Recording Date	Jun 25, 2026
Property Address	217 S 13TH ST, MURRAY, KY 42071-2301
Document Number	0000726662
Book / Page	1548 / 528
Instrument Date	Jun 18, 2026
Instrument	2026726662
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 S 13TH ST, MURRAY, KY 42071-2301

Mortgage

Document Number	0000726662,
Date	Jun 25, 2026
Book Page	1548/528
Instrument	2026726662

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Dec 18, 2027

Interest

Rate	6.51%
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Aug 15, 2023
Property Address	217 S 13TH ST, MURRAY, KY 42071-2301
Document Number	001426/740
Book / Page	1426 / 740
Map Reference	MB 29 PG 3
Instrument Date	Aug 11, 2023
Instrument	685171
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 S 13TH ST, MURRAY, KY 42071-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 S 13TH ST, MURRAY, KY 42071-2301

Tax Assessment & Valuation

The 2025 property tax bill for 217 S 13th St was $340.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$340.00	$88,000	$88,000
2023	$278.00 (-1.42%)	$70,000 (-)	$70,000 (-)
2022	$282.00	$70,000	$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 S 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 S 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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