217 Riverside Dr, Morganton, NC 28655 Property Records

Burke County property record for 217 Riverside Dr, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,830 sqft · built 1952
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jun 2015)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1793858629`

Property Details

APN / Parcel Number

Primary APN	`1793858629`
Alternative APN	`6457`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,830 sqft Living Area
Gross Area	5,986 sqft
1st Floor Area	2,945 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft
Flooring	Hardwood
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Pool Area	528 sqft
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1793858629
Street Address	217 RIVERSIDE DR
City	MORGANTON
State	NC
Zip	28655-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	217 RIVERSIDE DR MORGANTON, NC 28655
Legal Subdivision	KEITH A SMITH & RENEE SMITH
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2008
Census Tract	20500

Owner

Source: Burke County records · APN 1793858629

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	217 RIVERSIDE DR, MORGANTON, NC 28655-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2015 · Amount on Record
Deed Sale	Jun 15, 2015 · Amount on Record
Prior Sale	Aug 16, 2007 · Amount on Record
Deed Document Number	0002190531
Deed Book / Page	2190 / 531
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	217 RIVERSIDE DR, MORGANTON, NC 28655-3720
Document Number	0022950330
Book / Page	002295 / 000330
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 RIVERSIDE DR MORGANTON NC 286553720, MORGANTON, NC 28655-3720

Mortgage

Document Number	0022950330
Date	May 31, 2017
Book Page	002295/000330
Instrument	4915

Lender

Name	MORGANTON SAVINGS BK SSB
Address	100 S KING ST, MORGANTON, NC 28655-3429

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00 (-0.59%)	$559,642 (-) Land $67,536 Building $492,106	$559,642 (-) Land $67,536 Building $492,106
2023	$3,222.00	$559,642 Land $67,536 Building $492,106	$559,642 Land $67,536 Building $492,106

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force 1 of 8 on primary residences
Nearby Flood Claims	14 (1994–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 6 claims Tropical Storm Frances (Sep 2004), 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.