217 Ringwood Ln, Elgin, SC 29045 Property Records

Richland County property record for 217 Ringwood Ln, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,706 sqft · built 1979
Lot Size0.482 acres (21,037 sqft)
OwnerIndividual Name on Record
Tax Bill$1,057 (2025)
Deeds & MortgagesOct 2023 Mortgage
Feb 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN25907-07-03

Property Details

APN / Parcel Number

Primary APN25907-07-03
Alternative APNs
  • R25907-07-03
  • 00872675

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,706 sqft Heated Area
Gross Area1,972 sqft
1st Floor Area1,706 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,037 sqft (0.482 acres)
PorchPatio
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number00872675
Street Address217 RINGWOOD LN
CityELGIN
StateSC
Zip29045-9138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 9 BLOCK D 118.7X159.8X139.1X154.8 #SU BRIARCLIFFE ESTATES SEC 1A #PR Z-170 X-4915 4915A
Legal SubdivisionBRIARCLIFFE
Legal BlockD
Legal Lot Number9
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2025
Census Tract11425

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage · VA Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Feb 2, 2023Intrafamily Transfer, Transfer
Feb 11, 2019Deed of Trust, Mortgage · VA Mortgage
LOANPAL

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 1, 2023
Transfer Doc0028122913
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address217 RINGWOOD LN, ELGIN, SC 29045-9138
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 RINGWOOD LN, ELGIN, SC 29045-9138

Mortgage

Document Number0028732801
DateOct 19, 2023
Book Page2873/2801
Instrument2023045419
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term340 Months
DueFeb 1, 2052

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRICHLAND SC
Recording DateFeb 2, 2023
Property Address217 RINGWOOD LN, ELGIN, SC 29045-9138
Document Number0028122913
Book / Page2812 / 2913
Map ReferenceMB 56 PG 1386
Instrument DateJan 31, 2023
Instrument2023004431
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address217 RINGWOOD LN, ELGIN, SC 29045-9138

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 RINGWOOD LN, ELGIN, SC 29045-9138

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address217 RINGWOOD LN, ELGIN, SC 29045-9138
Document Number2372/1634
Instrument DateFeb 11, 2019
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 RINGWOOD LN ELGIN SC 290459138, ELGIN, SC 29045-9138

Mortgage

Document Number2372/1634
DateFeb 19, 2019
Book Page002372/001634
Instrument11441
Lender
NameLOANPAL
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 18, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,057.00 (-18.19%) Homeowner's exemption$129,900 (-)$194,200 (-) Land $30,000 Building $164,200
2024$129,900 (+2,773.89%)$194,200 (+71.86%) Land $30,000 Building $164,200
2023$1,292.00 (+1.81%)$4,520 (-)$113,000 (-7.83%)
2021$1,269.00$4,520$122,600 Land $20,300 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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