217 Ridge Rd, Westminster, SC 29693 Property Records

Oconee County property record for 217 Ridge Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,464 sqft · built 1979
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$336,500 (Feb 2023)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`285-04-02-016`

Property Details

APN / Parcel Number

Primary APN	`285-04-02-016`
Alternative APN	`38298`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	129 ft deep x 155 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38298
Old Parcel Number	285 04 02 016
Street Address	217 RIDGE RD
City	WESTMINSTER
State	SC
Zip	29693-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 NORTH CLEVELAND ESTATES (0.54 AC)
Legal Subdivision	NORTH CLEVELAND ESTATES
Legal Block	2
Legal Lot Number	10
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3079
Census Tract	31100

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 RIDGE RD, WESTMINSTER, SC 29693-4515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Aug 19, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	0000010991
Deed Book / Page	2910 / 278
Record Updated	Jun 8, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 27, 2023
Property Address	217 RIDGE RD, WESTMINSTER, SC 29693-4515
Document Number	0000010991
Book / Page	2910 / 278
Map Reference	MB P-57 PG 585
Instrument Date	Feb 24, 2023
Instrument	10991
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 RIDGE RD, WESTMINSTER, SC 29693-4515

Mortgage

Document Number	0000010992
Date	Feb 27, 2023
Book Page	4425/102
Instrument	10992

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	85289

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 19, 2019
Property Address	217 RIDGE RD, WESTMINSTER, SC 29693-4515
Document Number	0024950277
Book / Page	002495 / 000277
Instrument Date	Aug 9, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 RIDGE RD WESTMINSTER SC 296934515, WESTMINSTER, SC 29693-4515

Mortgage

Document Number	38620057
Date	Aug 19, 2019
Book Page	003862/000057

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,383.00	$13,188 (+73.57%) Land $2,184 Building $11,004	$329,710 (+73.58%) Land $54,600 Building $275,110
2023		$7,598 Land $2,170 Building $5,428	$189,949 Land $54,250 Building $135,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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