217 Richards Cir, Florence, AL 35634 Property Records

Lauderdale County property record for 217 Richards Cir, Florence, AL 35634

Property Summary

Property Type	Vacant Land
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on File
Last Sale	$610,070 (Mar 2024)
Tax Bill	$215 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-07-26-0-003-033-000`

Property Details

APN / Parcel Number

Primary APN	`16-07-26-0-003-033-000`
Alternative APNs	`071526` `104354` `71526` `1010`

Exterior

Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	230 ft deep x 1,000 ft wide

Location & Zoning

Account Number	104354
Street Address	217 RICHARDS CIR
City	FLORENCE
State	AL
Zip	35634-3528
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	01
Legal Description	51.16 X 149.69 IRR SKYPARK V LOT #3 SEC 26 T2S R10W PB 7 PG 438 .45 AC/D
Legal Range	10W
Legal Township	02S
Legal Section	26
Legal Subdivision	SKYPARK V
Legal Lot Number	3
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1056
Census Tract	11502

Owner

217 Richards Cir, vacant land, is owned by a company that bought it in March 2024.

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	615 BRIDGEHAMPTON CT, FLORENCE, AL 35634-2493
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage · ARM FIRST SOUTHERN BANK
Jul 6, 2016	Deed of Trust, Mortgage LISTERHILL CREDIT UNION
Mar 17, 2026	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Deed Document Number	506013
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	217 RICHARDS CIR, FLORENCE, AL 35634-3528
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/31557
Date	Jul 30, 2019
Book Page	2019/31557

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	217 RICHARDS CIR, FLORENCE, AL 35634-3528
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016/29629
Date	Jul 6, 2016
Book Page	2016/29629

Lender

Name	LISTERHILL CREDIT UNION

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jul 1, 2023

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 17, 2026
Property Address	217 RICHARDS CIR, FLORENCE, AL 35634-3528
Document Number	2026/12416
Book / Page	2026 / 12416
Map Reference	MB 7 PG 438
Instrument Date	Mar 16, 2026
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 BRIDGEHAMPTON CT, FLORENCE, AL 35634-2493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BRIDGEHAMPTON CT, FLORENCE, AL 35634-2493

Mortgage

Document Number	0202612422
Date	Mar 17, 2026
Instrument	2026/12422

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 16, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 217 Richards Cir was $215, down 55.9% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$215.00 (-55.85%)	$6,160 (-55.75%)	$30,800 (-55.75%) Land $30,800
2024	$487.00	$13,920 (-) Land $13,920	$69,600 (-) Land $69,600
2023	$487.00 (-5.07%)	$13,920 (-5.05%) Land $13,920	$69,600 (-) Land $69,600
2022	$513.00	$14,660	$69,600 Land $69,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 217 Richards Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2004)
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Richards Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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