217 Reef Ct, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 217 Reef Ct, Santa Barbara, CA 93109

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,130 sqft · built 1979
Lot Size	0.042 acres (1,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$956,000 (Jul 2021)
Tax Bill	$10,960 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-300-014`

Property Details

APN / Parcel Number

Primary APN	`045-300-014`
Alternative APN	`04530014`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,130 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	1,807 sqft (0.042 acres)

Location & Zoning

Street Address	217 REEF CT
City	SANTA BARBARA
State	CA
Zip	93109-3928
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2SD3
Legal Description	TR 20141 LOT 140
Legal Subdivision	20141
Legal Tract	20141
Legal Lot Number	14
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	4
Census Block	4001
Census Tract	1208

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 REEF CT, SANTA BARBARA, CA 93109-3928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Jul 23, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 19, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	202153648
Prior Transfer Date	Jan 6, 2014
Prior Transfer Doc	0000017415
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	217 REEF CT, SANTA BARBARA, CA 93109-3928
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 REEF CT, SANTA BARBARA, CA 93109-3928

Mortgage

Document Number	0000040710
Date	Sep 20, 2022
Instrument	2022-0040710

Lender

Name	HANSCOM FCU
Type	Credit Union
Address	HANSCOM AFB, MA 01731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 23, 2021
Property Address	217 REEF CT, SANTA BARBARA, CA 93109-3928
Document Number	0000053648
Map Reference	MB 94 PG 31&32
Instrument Date	Jun 28, 2021
Instrument	2021-0053648
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	217 REEF CT, SANTA BARBARA, CA 93109-3928

Mortgage

Document Number	0000053649
Date	Jul 23, 2021
Instrument	2021-0053649

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 19, 2017
Property Address	217 REEF CT, SANTA BARBARA, CA 93109-3928
Document Number	0000045232
Instrument Date	Sep 12, 2017
Instrument	45232
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$809.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	311 ALSTON RD SANTA BARBARA CA 931081808, SANTA BARBARA, CA 93108-1808

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,056,028 (+2%) Land $517,402 Building $538,626
2025	$10,960.00 (+3.63%)	$1,035,322 (+4.04%) Land $507,257 Building $528,065
2023	$10,576.00 (+3.83%)	$995,120 Land $487,560 Building $507,560
2022	$10,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: GeoLinks.

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