217 Obispo Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 217 Obispo Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,903 sqft · built 1973
Lot Size	0.086 acres (3,750 sqft)
Owner	Company Name on File
Last Sale	$855,000 (Apr 2008)
Tax Bill	$11,803 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-202-011`

Property Details

APN / Parcel Number

Primary APN	`064-202-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
1st Floor Area	1,903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	3,750 sqft (0.086 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	217 OBISPO AVE
City	CAYUCOS
State	CA
Zip	93430-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR U5 BL 77 LTS 8 & 9
Legal Subdivision	MORRO STRAND 05
Legal Tract	5
Legal Block	77
Legal Lot Number	8,9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2000
Census Tract	10504

Owner

217 Obispo Ave is owned by a company that bought it in April 2008.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 1, 2022	Correction Deed
Aug 31, 2022	Grant Deed, Transfer
Apr 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 5, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2008 · Amount on File
Deed Sale	Apr 30, 2008 · Amount on File
Deed Document Number	200822518
Prior Transfer Date	Oct 29, 1997
Prior Transfer Doc	0000064263
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425

Mortgage

Document Number	0000043225
Date	Nov 1, 2022
Instrument	2022043225

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2042

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 1, 2022
Property Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425
Document Number	0000035203
Map Reference	MB 5 PG 11
Instrument Date	Aug 31, 2022
Instrument	2022035203
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 31, 2022
Property Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425
Document Number	0000034964
Map Reference	MB 5 PG 11
Instrument Date	Aug 30, 2022
Instrument	2022034964
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 16, 2019
Property Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425
Document Number	0000013478
Instrument Date	Apr 15, 2019
Instrument	13478
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	217 OBISPO AVE CAYUCOS CA 934301425, CAYUCOS, CA 93430-1425

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 5, 2019
Property Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425
Document Number	0000004085
Map Reference	MB 5 PG 11
Instrument Date	Dec 12, 2018
Instrument	2019004085
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 OBISPO AVE, CAYUCOS, CA 93430-1425

Mortgage

Document Number	0000004086
Date	Feb 5, 2019
Instrument	2019004086

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 217 Obispo Ave was $11,803.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,151,269 (+2%) Land $736,877 Building $414,392
2025	$11,803.00	$1,128,696 Land $722,429 Building $406,267
2023	$11,582.00 (+1.7%)	$1,084,869 Land $694,377 Building $390,492
2022	$11,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 217 Obispo Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Obispo Ave is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Ranch Wifi.

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