217 N Willow St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 217 N Willow St, Oneida, NY 13421 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage1,404 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$110,000 (2019)
Tax Bill$4,925.00 (2025)

Owner

Source: Madison County and Oneida City records · APN 251201 30.70-1-5

Assessment roll updated April 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address217 N WILLOW ST, ONEIDA, NY 13421-1205
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Line of Credit
GPO FEDERAL CREDIT UNION
May 18, 2021Deed of Trust, Mortgage · Stand Alone Refinance
QUICKEN LOANS INC
Feb 26, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2019 · Amount on Record
Deed SaleFeb 26, 2019 · Amount on Record
Prior SaleMar 15, 2005 · Amount on Record
Deed Doc Number2019914
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Recording DateJul 28, 2026
Property Address217 N WILLOW ST, ONEIDA, NY 13421-1205
Document Number0000003426
Instrument DateJul 20, 2026
Instrument20263426
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 N WILLOW ST, ONEIDA, NY 13421-1205

Mortgage

Document Number0000003426,
DateJul 28, 2026
Instrument20263426
Lender
NameGPO FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address217 N WILLOW ST, ONEIDA, NY 13421-1205
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000678
DateMay 18, 2021
Instrument2021-3678
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateFeb 26, 2019
Property Address217 N WILLOW ST, ONEIDA, NY 13421-1205
Document Number0000000914
Instrument DateFeb 22, 2019
Instrument914
Transaction TypeTransfer
Record UpdatedMar 21, 2019
Title CompanyLEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 N WILLOW ST ONEIDA NY 134211205, ONEIDA, NY 13421-1205

Mortgage

Document Number915
DateFeb 26, 2019
Instrument915
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 25, 2049

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,925.00 (+99.72%)$99,000 (-) Land $9,100 Building $89,900$139,437 (+7.04%) Land $12,817 Building $126,620
2023$99,000 (-) Land $9,100 Building $89,900$130,263 (+9.21%) Land $11,974 Building $118,289
2022$2,466.00 Additional exemption filed$99,000 Land $9,100 Building $89,900$119,277 Land $10,964 Building $108,313

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN251201 30.70-1-5
Alternative APNs
  • 120103007000010050000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,404 sqft Living Area
1st Floor936 sqft 1st Floor
Upper Floors468 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod Style
Exterior MaterialWood Exterior
Lot Area6,098 sqft (0.14 acres)
Depth X Width99 ft x 63 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area240 sqft Garage
Pool TypeIn-Ground Vinyl Pool Pool Type
Porch Area296 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address217 N WILLOW ST
CityONEIDA
StateNY
Zip13421-1205
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number5.000
JurisdictionMADISON NY
Minor Civil DivisionONEIDA
Census Blockgroup1
Census Block1002
Census Tract30102

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