217 N Main St, Temple, TX 76501 Property Records

Bell County property record for 217 N Main St, Temple, TX 76501

Property Summary

Property Type	Commercial
Details	1 ba · 4,910 sqft · built 1959
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on File
Tax Bill	$2,112 (2023)
Deeds & Mortgages	Jan 2023 Construction Loan Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0081600000`

Property Details

APN / Parcel Number

Primary APN	`0081600000`
Alternative APNs	`16369` `10918`

Interior

Full Baths	1 Bath
Building Area	4,910 sqft Gross Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Gravel
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	221 sqft
Canopy	400 sqft
Storage Building	1,480 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10918
Street Address	217 N MAIN ST
City	TEMPLE
State	TX
Zip	76501-3268
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CA
Legal Description	MOORE'S ADDITION, BLOCK 006, LOT PT 1, (N 1/2 OF 1), L&M ELECTRONICS (N 1/2 OF 1), L&M ELECTRONICS
Legal Subdivision	MOORE'S ADDITION
Legal Block	6
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1023
Census Tract	20701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Temple Commercial Historic District listed 2005 · 113 contributing resources · NRIS 05001192

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 24, TEMPLE, TX 76503-0024
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK
Jun 2, 2022	Vendor's Lien, Transfer · Line of Credit CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 2, 2022
Deed Sale	Jun 2, 2022
Deed Document Number	2022034992
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	217 N MAIN ST, TEMPLE, TX 76501-3268
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003907
Date	Jan 30, 2023
Instrument	2023003907

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	TEMPLE, TX 76503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	248 Months
Due	Sep 20, 2043

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 2, 2022
Property Address	217 N MAIN ST, TEMPLE, TX 76501-3268
Document Number	0000034992
Map Reference	VOL 115 PG 416
Instrument Date	May 31, 2022
Instrument	2022034992
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2131 HAMILTON DR, 2131, WACO, TX 76705-5928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24, TEMPLE, TX 76503-0024

Mortgage

Document Number	0000034993
Date	Jun 2, 2022
Instrument	2022034993

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 31, 2042

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,112.00 (+31.18%)	$157,110 Land $27,225 Building $129,885	$157,110 Land $27,225 Building $129,885
2022	$1,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, AT&T.

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