Ottawa County property record for 217 N Main St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1938 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $35 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20590 |
| Primary APN | 20590 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 20590 |
|---|---|
| Street Address | 217 N MAIN ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N2 LT 46, ALL LTS 47 - 50 GORDON 1 522/229 |
| Legal Range | 22E |
| Legal Township | 28N |
| Legal Section | 1 |
| Legal Subdivision | GORDON I |
| Legal Lot Number | 46-50 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 574200 |
217 N Main St is owned and occupied by two individuals.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 N MAIN ST, COMMERCE, OK 74339-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 217 N Main St was $35 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,404 (+3.01%) Land $309 Building $1,095 | $12,316 (-55.86%) Land $2,709 Building $9,607 | |
| 2025 | $35.00 Homeowner's exemption | $1,363 (+3.02%) Land $300 Building $1,063 | $27,905 (+0.3%) Land $4,099 Building $23,806 |
| 2024 | $35.00 (+34.62%) Homeowner's exemption | $1,323 (+2.96%) Land $291 Building $1,032 | $27,822 (-) Land $4,099 Building $23,723 |
| 2023 | $26.00 (+13.04%) Homeowner's exemption | $1,285 (+2.96%) Land $287 Building $998 | $27,822 (-) Land $4,099 Building $23,723 |
| 2022 | $23.00 Homeowner's exemption | $1,248 Land $284 Building $964 | $27,822 Land $4,099 Building $23,723 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 217 N Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 217 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: BOLT Fiber, T-Mobile.
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