217 Monroe St, Sackets Harbor, NY 13685 Property Records

Jefferson County and Hounsfield Town property record for 217 Monroe St, Sackets Harbor, NY 13685

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,037 sqft · built 1840
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Apr 2023)
Tax Bill$4,166 (2026)
Deeds & MortgagesOct 2022 Line of Credit
May 2023 Line of Credit
+ 3 more
APN223801 88.28-2-37

Property Details

APN / Parcel Number

Primary APN223801 88.28-2-37
Alternative APN
  • 38010880280002037000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,037 sqft Living Area
1st Floor Area1,326 sqft
Upper Floors Area711 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions143 ft deep x 70 ft wide
PorchSlab
Porch Area109 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number223801 88.28-2-37
Street Address217 MONROE ST
CitySACKETS HARBOR
StateNY
Zip13685-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number37.000
JurisdictionJEFFERSON NY
Township / Civil DivisionHOUNSFIELD
Census Block Group1
Census Block1036
Census Tract60402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Sackets Harbor Village Historic District
listed 1983 · 143 contributing resources · NRIS 83001683

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

217 Monroe St is owned and occupied by two individuals who bought it in April 2023.

Source: Jefferson County and Hounsfield Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address217 MONROE ST, SACKETS HARBOR, NY 13685-9730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed of Trust, Mortgage · Line of Credit
WATERTOWN SAVINGS BANK
May 11, 2023Deed of Trust, Mortgage · Line of Credit
NORTHERN FEDERAL CU
Jan 31, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU
Mar 20, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU
Apr 3, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2023 · Amount on File
Deed SaleApr 3, 2023 · Amount on File
Prior SaleJul 15, 1994 · Amount on File
Deed Document Number20234571
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON NY
Property Address217 MONROE ST, SACKETS HARBOR, NY 13685-9730
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018322
DateOct 17, 2022
Instrument2022-00018322
Lender
NameWATERTOWN SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueNov 1, 2042
Interest
Rate TypeAdjustable Rate

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON NY
Property Address217 MONROE ST, SACKETS HARBOR, NY 13685-9730
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006925
DateMay 11, 2023
Instrument2023-00006925
Lender
NameNORTHERN FEDERAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON NY
Property Address217 MONROE ST, SACKETS HARBOR, NY 13685-9730
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001645
DateJan 31, 2024
Instrument2024-00001645
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON NY
Property Address217 MONROE ST, SACKETS HARBOR, NY 13685-9730
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004161
DateMar 20, 2024
Instrument2024-00004161
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2044

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON NY
Recording DateApr 3, 2023
Property Address217 MONROE ST, SACKETS HARBOR, NY 13685-9730
Document Number0000004571
Instrument DateMar 21, 2023
Instrument20230-00004571
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 BISHOP ST, WATERTOWN, NY 13601-4604

Tax Assessment & Valuation

The 2026 property tax bill for 217 Monroe St was $4,166, up % from the year before.

Source: Jefferson County and Hounsfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
County SubdivisionHounsfield Town
MunicipalitySackets Harbor Village
Unified School DistrictSackets Harbor Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,166.00 (+0.05%)
2025$4,164.00$198,500 Land $55,800 Building $142,700$223,034 Land $62,697 Building $160,337
2023$198,500 Land $55,800 Building $142,700$198,500 Land $55,800 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 217 Monroe St; there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 217 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACKETS HARBOR VILLAGE
serves 2,200 people · EPA ID NY2202343
Water SourceSurface water
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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