217 Miller St, Spindale, NC 28160 Property Records

Rutherford County property record for 217 Miller St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,423 sqft · built 1974
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 2021)
Tax Bill	$3,417 (2025)
Deeds & Mortgages	Sep 2021 Sale Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0426428`

Property Details

APN / Parcel Number

Primary APN	`0426428`
Alternative APNs	`426428` `9541`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,423 sqft Heated Area
Basement Area	730 sqft
Finished Basement	730 sqft
Unfinished Basement	1,800 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	217 MILLER ST
City	SPINDALE
State	NC
Zip	28160-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1539091742530000; RES MILLER ST EXT
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3027
Census Tract	960600

Owner

Source: Rutherford County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 MILLER ST, SPINDALE, NC 28160-5233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer
Apr 30, 2018	Warranty Deed, Transfer · ARM
Nov 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Book / Page	2051 / 3682
Prior Transfer Date	Sep 11, 2017
Prior Transfer Doc	0011620759
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 24, 2021
Property Address	217 MILLER ST, SPINDALE, NC 28160-5233
Document Number	0020513682
Book / Page	2051 / 3682
Map Reference	MB 348 PG 226
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 MOCKINGBIRD LN, FOREST CITY, NC 28043-6196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 MILLER ST, SPINDALE, NC 28160-5233

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 30, 2018
Property Address	217 MILLER ST, SPINDALE, NC 28160-5233
Document Number	0020010210
Book / Page	2001 / 210
Instrument Date	Apr 30, 2018
Instrument	201700010039
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 N MAIN ST, 221, BOSTIC, NC 28018-6811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 MILLER ST, SPINDALE, NC 28160-5233

Mortgage

Document Number	0000000000
Date	Apr 30, 2018
Instrument	201700010040

Lender

Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Index	5-Year CMT

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 17, 2017
Property Address	217 MILLER ST, SPINDALE, NC 28160-5233
Document Number	0011620759
Book / Page	001162 / 000759
Instrument Date	Sep 11, 2017
Instrument	4638
Transaction Type	Transfer
Record Updated	Dec 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 MILLER ST SPINDALE NC 28160, SPINDALE, NC 28160

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,417.00 (+52.68%)	$287,200 (-) Land $10,000 Building $277,200	$287,200 (-) Land $10,000 Building $277,200
2023		$287,200 Land $10,000 Building $277,200	$287,200 Land $10,000 Building $277,200
2022	$2,238.00
2021	$2,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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