217 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 217 Main St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,880 sqft · built 2015
Lot Size	0.073 acres (3,157 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Jun 2006)
Tax Bill	$18,081 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`066-251-041`

Property Details

APN / Parcel Number

Primary APN	`066-251-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	3,157 sqft (0.073 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	217 MAIN ST
City	MORRO BAY
State	CA
Zip	93442-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO RK PK PM 63/42-45 PAR 3
Legal Subdivision	CY MB MORRO RK PK
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1014
Census Tract	10602

Owner

217 Main St is owned by a company that acquired it in March 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	664 RAMBLEWOOD CT, DINUBA, CA 93618-3067
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 1, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2006 · Amount on File
Deed Sale	Jun 16, 2006 · Amount on File
Prior Sale	Feb 18, 2005 · Amount on File
Deed Document Number	200642481
Last Transfer Date	Mar 20, 2020
Transfer Doc	0000014806
Record Updated	Oct 29, 2026

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 26, 2020
Property Address	217 MAIN ST, MORRO BAY, CA 93442-2714
Document Number	0000014806
Map Reference	MB 63 PG 42-45
Instrument Date	Mar 20, 2020
Instrument	2020014806
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 RAMBLEWOOD CT, DINUBA, CA 93618-3067

Mortgage

Document Number	0000014807
Date	Mar 26, 2020
Instrument	2020014807

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 1, 2019
Property Address	217 MAIN ST, MORRO BAY, CA 93442-2714
Document Number	0000048829
Instrument Date	Oct 30, 2019
Instrument	48829
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	664 RAMBLEWOOD CT DINUBA CA 936183067, DINUBA, CA 93618-3067

Tax Assessment & Valuation

The 2025 property tax bill for 217 Main St was $18,081, up 1.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,673,274 (+2%) Land $864,525 Building $808,749
2025	$18,081.00 (+1.73%)	$1,640,466 Land $847,574 Building $792,892
2024	$17,774.00 (+1.85%)
2023	$17,452.00 (+6.69%)	$1,576,766 Land $814,662 Building $762,104
2022	$16,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 217 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Ranch Wifi, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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