217 Loraine Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 217 Loraine Ave, Cincinnati, OH 45220

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 5,765 sqft · built 1900
Lot Size	0.371 acres (16,161 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Apr 2022)
Tax Bill	$20,328 (2025)
Deeds & Mortgages	Apr 2022 Sale & Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-0050-0012-00`

Property Details

APN / Parcel Number

Primary APN	`217-0050-0012-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	5,765 sqft Living Area
Gross Area	8,159 sqft
1st Floor Area	2,394 sqft
2nd Floor Area	2,222 sqft
Attic	Attic
Attic Area	1,149 sqft
Basement Area	2,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,161 sqft (0.371 acres)
Lot Dimensions	150 ft deep x 102 ft wide
Garage Type	Detached
Garage Area	740 sqft
Porch	Open Frame Porch
Porch Area	415 sqft

Location & Zoning

Street Address	217 LORAINE AVE
City	CINCINNATI
State	OH
Zip	45220-1711
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM12
Legal Description	217 LORAINE AVE 102 X 150 IRR LOT 6 SIBLEYS LORAINE SUB
Legal Subdivision	SIBLEYS LORAINE SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	7000

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6781 JENNIFER LYNN DR, CINCINNATI, OH 45248-2143
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · Line of Credit FCN BANK NA
Aug 16, 2017	Executor's Deed, Transfer · ARM VISIO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	202235085
Deed Book / Page	14640 / 621
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2022
Property Address	217 LORAINE AVE, CINCINNATI, OH 45220-1711
Document Number	0000035085
Book / Page	14640 / 621
Map Reference	MB 6 PG 104
Instrument Date	Apr 1, 2022
Instrument	2022-0035085
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6781 JENNIFER LYNN DR, CINCINNATI, OH 45248-2143

Mortgage

Document Number	0000035086
Date	Apr 6, 2022
Instrument	2022-0035086

Lender

Name	FCN BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2047

August 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 16, 2017
Property Address	217 LORAINE AVE, CINCINNATI, OH 45220-1711
Document Number	0000004761
Map Reference	MB 6 PG 104
Instrument Date	Aug 4, 2017
Instrument	17-0074761
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S LOUDOUN ST, WINCHESTER, VA 22601-4719

Mortgage

Document Number	0000004762
Date	Aug 16, 2017
Instrument	17-0074762

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	10.5%
Index	1-Year CMT
Margin	7
Max Rate	13.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,328.00 (+0.67%)	$245,000 (-) Land $20,020 Building $224,980	$700,000 (-) Land $57,200 Building $642,800
2024	$20,192.00 (+0.26%)	$245,000 (-) Land $20,020 Building $224,980
2023	$20,140.00 (+49.02%)	$245,000 (+72.84%) Land $20,020 Building $224,980	$700,000 (+72.84%) Land $57,200 Building $642,800
2022	$13,515.00	$141,750 Land $19,250 Building $122,500
2020			$405,000 Land $55,000 Building $350,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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