217 Laurel Dr, Sapphire, NC 28774 Property Records

Transylvania County property record for 217 Laurel Dr, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 540 sqft · built 1955
Lot Size	0.17 acres (7,194 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (May 2007)
Tax Bill	$384 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8511-27-4976-000`

Property Details

APN / Parcel Number

Primary APN	`8511-27-4976-000`
Alternative APNs	`70185450` `70551500`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	540 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,194 sqft (0.17 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	70551500
Street Address	217 LAUREL DR
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL DR
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	HOGBACK
Census Block Group	1
Census Block	1014
Census Tract	960601

Owner

217 Laurel Dr is owned by an individual who acquired it in March 2022.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 733, SAPPHIRE, NC 28774-0733
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 23, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 11, 2022	Intrafamily Transfer, Transfer
Feb 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2007 · Amount on File
Deed Sale	May 8, 2007 · Amount on File
Deed Document Number	20073629
Deed Book / Page	407 / 110
Last Transfer Date	Mar 1, 2022
Transfer Doc	0010270651
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	217 LAUREL DR, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 LAUREL DR, SAPPHIRE, NC 28774

Mortgage

Document Number	0010840831
Date	Jul 17, 2023
Book Page	1084/831
Instrument	2023003398

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	217 LAUREL DR, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010290385
Date	Mar 23, 2022
Book Page	1029/385
Instrument	2022001879

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 11, 2022
Property Address	217 LAUREL DR, SAPPHIRE, NC 28774
Document Number	0010270651
Book / Page	1027 / 651
Map Reference	FILE A SL 179-A
Instrument Date	Mar 1, 2022
Instrument	2022001569
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 733, SAPPHIRE, NC 28774-0733

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRANSYLVANIA NC
Recording Date	Feb 18, 2022
Property Address	217 LAUREL DR, SAPPHIRE, NC 28774
Document Number	0010240205
Book / Page	1024 / 205
Map Reference	FILE 1 SL 179-A
Instrument Date	Feb 1, 2022
Instrument	2022001035
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 733, SAPPHIRE, NC 28774-0733

Tax Assessment & Valuation

The 2026 property tax bill for 217 Laurel Dr was $384.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$384.00	$80,010 (-) Land $21,000 Building $59,010	$80,010 (-) Land $21,000 Building $59,010
2025	$384.00	$80,010 Land $21,000 Building $59,010	$80,010 Land $21,000 Building $59,010
2023	$361.00	$54,860 Land $27,000 Building $27,860	$54,860 Land $27,000 Building $27,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Laurel Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

Cell Coverage

5G and 4G LTE (outdoors only)

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