217 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 217 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 2002
Lot Size	0.597 acres (26,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2026)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 4 142`

Property Details

APN / Parcel Number

Primary APN	`18A 4 142`
Alternative APN	`9188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	4,060 sqft
1st Floor Area	1,664 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,005 sqft (0.597 acres)
Terrain	Rolling
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	148 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9188
Street Address	217 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 220001628 FAIRWAY-4 LOT 142 26,008 SF
Legal Subdivision	FAIRWAY-4
Legal Block	14
Legal Lot Number	142
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2003
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 JEFFERSON DR, PALMYRA, VA 22963-2326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jan 12, 2021	Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	20261487
Prior Transfer Date	Jun 30, 2015
Prior Transfer Doc	0000002037
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 20, 2026
Property Address	217 JEFFERSON DR, PALMYRA, VA 22963-2326
Document Number	0000001487
Instrument Date	May 11, 2026
Instrument	20261487
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	217 JEFFERSON DR, PALMYRA, VA 22963-2326

Mortgage

Document Number	0000001488,
Date	May 20, 2026
Instrument	20261488

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 12, 2021
Property Address	217 JEFFERSON DR, PALMYRA, VA 22963-2326
Document Number	0210000154
Map Reference	DB 84 PG 28
Instrument Date	Jan 7, 2021
Instrument	210000154
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	COMMONWEALTH LAND TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 JEFFERSON DR, PALMYRA, VA 22963-2326

Mortgage

Document Number	0210000155
Date	Jan 12, 2021
Instrument	210000155

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,600 (-) Land $33,000 Building $311,600	$344,600 (-) Land $33,000 Building $311,600
2025	$2,601.00 (+0.66%)	$344,600 (+25.31%) Land $33,000 Building $311,600	$344,600 (+25.31%) Land $33,000 Building $311,600
2024	$2,584.00 (+11.33%)
2023		$275,000 Land $33,000 Building $242,000	$275,000 Land $33,000 Building $242,000
2022	$2,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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