217 Jay Rd, Englewood, OH 45322 Property Records

Montgomery County property record for 217 Jay Rd, Englewood, OH 45322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 2022
Lot Size	0.237 acres (10,324 sqft)
Owner	Trust Name on File
Last Sale	$277,500 (Jun 2024)
Tax Bill	$5,548 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M58 00425 0007`

Property Details

APN / Parcel Number

Primary APN	`M58 00425 0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area

Exterior

Year Built	Built 2022
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,324 sqft (0.237 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	375 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	217 JAY RD
City	ENGLEWOOD
State	OH
Zip	45322-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	249 UNION RIDGE SUBD SEC 2E
Legal Subdivision	UNION RIDGE SUBD SEC 2E
Legal Lot Number	249
Jurisdiction	MONTGOMERY OH
Township / Civil Division	UNION CITY
Census Block Group	2
Census Block	2017
Census Tract	125000

Owner

217 Jay Rd is owner-occupied and held in a trust since June 2024.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	217 JAY RD, ENGLEWOOD, OH 45322-2913
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU
Sep 30, 2021	Warranty Deed, Transfer · Commercial Mortgage ALL PRO FUNDING V LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	Jun 22, 2023 · Amount on File
Deed Document Number	2024-00031402
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 22, 2023
Property Address	152 S UNION RD, MIAMISBURG, OH 45342
Document Number	0000031650
Map Reference	MB 175 PG 2
Instrument Date	Jun 7, 2023
Instrument	202300031650
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2024
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	217 JAY RD, ENGLEWOOD, OH 45322-2913

Mortgage

Document Number	0000031651
Date	Jun 22, 2023
Instrument	202300031651

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Margin	2
Max Rate	10%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 30, 2021
Property Address	152 S UNION RD, MIAMISBURG, OH 45342
Document Number	0000074639
Map Reference	MB 175 PG 2
Instrument Date	Sep 3, 2021
Instrument	2021-00074639
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8605 EXPLORER DR STE 250, 250, COLORADO SPRINGS, CO 80920-1013
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074640
Date	Sep 30, 2021
Instrument	2021-00074640

Lender

Name	ALL PRO FUNDING V LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Union City
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,700 Land $13,480 Building $63,220
2024	$5,548.00 (+85%)
2023	$584.00 (-43.14%)	$8,090 (+54.1%) Land $8,090	$219,130 Land $38,500 Building $180,630
2022	$1,027.00	$5,250 Land $5,250
2020			$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 217 Jay Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Jay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY PWS serves 7,000 people · EPA ID OH5702512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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