Roane County property record for 217 Howard Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,452 sqft · built 2005 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Oct 2005) |
| Tax Bill | $1,394 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073082 00305 |
| Primary APN | 073082 00305 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,452 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Upper Floors Area | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,518 sqft (1.55 acres) |
| Terrain | Rolling |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 217 HOWARD RD |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-7210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 3; SUBDIVISION: WILHITE PROPERTY |
| Legal Subdivision | WILHITE PROPERTY |
| Legal Lot Number | 1R-1 |
| Jurisdiction | ROANE TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30205 |
Source: Roane County records · APN 073082 00305
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 HOWARD RD, LOUDON, TN 37774-7210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit ORNL FCU |
| May 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Apr 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2005 · Amount on Record |
| Deed Sale | Oct 14, 2005 · Amount on Record |
| Deed Document Number | 0001142635 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 217 HOWARD RD, LOUDON, TN 37774-7210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001886707 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 1886/707 |
| Instrument | 22008893 |
| Name | ORNL FCU |
|---|---|
| Type | Credit Union |
| Address | KNOXVILLE, TN 37922 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 217 HOWARD RD, LOUDON, TN 37774-7210 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001691960 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 1691/960 |
| Instrument | 19003455 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE TN |
| Property Address | 217 HOWARD RD, LOUDON, TN 37774-7210 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | TALLENT TITLE GROUP INC |
| Name | Verified Name |
|---|
| Document Number | 0001733602 |
|---|---|
| Date | Apr 09, 2020 |
| Book Page | 1733/602 |
| Instrument | 20002501 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Roane County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,394.00 (+13.8%) | $93,000 (+56.96%) Land $4,825 Building $88,175 | $372,000 (+82.17%) Land $19,300 Building $352,700 |
| 2023 | $59,250 (+16.06%) Land $3,850 Building $55,400 | ||
| 2022 | $1,225.00 | $51,050 Land $3,850 Building $47,200 | $204,200 (-13.84%) Land $15,400 Building $188,800 |
| 2020 | $237,000 Land $15,400 Building $221,600 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 61% of the US · above 83% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lenoir City Utility Board Fiber | 2,500 / 2,500 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 10 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATTS BAR EAST U.D. serves 4,280 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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