217 Hill St, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 217 Hill St, Cedar Point, NC 28584

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,052 sqft · built 1939
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 2017)
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Apr 2022 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`5374.18.21.6864000`

Property Details

APN / Parcel Number

Primary APN	`5374.18.21.6864000`
Alternative APNs	`554213` `25270`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,052 sqft Heated Area
Gross Area	1,388 sqft
1st Floor Area	954 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	15,028 sqft (0.345 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	690 sqft
Patio Area	1 sqft
Utility Building	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	25270
Street Address	217 HILL ST
City	CEDAR POINT
State	NC
Zip	28584-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L77 78 JOHN JONES SD
Legal Subdivision	JOHN S JONES
Legal Block	21
Legal Lot Number	77-78
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3072
Census Tract	970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 HILL ST, CEDAR POINT, NC 28584-8030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Intrafamily Transfer, Transfer
May 2, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	Jun 5, 2009 · Amount on Record
Deed Document Number	20171574406
Deed Book / Page	1574 / 406
Last Transfer Date	Apr 5, 2022
Transfer Doc	0017630018
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Apr 5, 2022
Property Address	217 HILL ST, CEDAR POINT, NC 28584-8030
Document Number	0017630018
Book / Page	1763 / 18
Map Reference	MB 1 PG 113
Instrument Date	Apr 5, 2022
Instrument	1763018
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 HILL ST, CEDAR POINT, NC 28584-8030

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 2, 2017
Property Address	217 HILL ST, CEDAR POINT, NC 28584-8030
Document Number	0015740406
Book / Page	1574 / 406
Map Reference	MB1 PG113
Instrument Date	Apr 19, 2017
Instrument	1574406
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 1ST ST N, 1901, JACKSONVILLE BEACH, FL 32250-8403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 HILL ST, CEDAR POINT, NC 28584-8030

Mortgage

Document Number	0001574407
Date	May 2, 2017
Instrument	1574407

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,202 (-) Land $81,853 Building $320,349	$402,202 (-) Land $81,853 Building $320,349
2025	$1,877.00 (+57.2%)	$402,202 (+100.32%) Land $81,853 Building $320,349	$402,202 (+100.32%) Land $81,853 Building $320,349
2023		$200,775 Land $130,000 Building $70,775	$200,775 Land $130,000 Building $70,775
2022	$1,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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