217 High St, Charlotte, MI 48813 Property Records

Eaton County property record for 217 High St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1956
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Dec 2021)
Tax Bill	$2,376 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20005860003000`

Property Details

APN / Parcel Number

Primary APN	`20005860003000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft
Basement Area	922 sqft
Unfinished Basement	922 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Area	440 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	217 HIGH ST
City	CHARLOTTE
State	MI
Zip	48813-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	S 16 FEET OF LOTS 1, 2 & 3. N 34 FEET OF LOT 8. KELLOG'S HEIGHTS ADDITION CITY OF CHARLOTTE
Legal Subdivision	KELLOGS HEIGHTS ADD
Legal Lot Number	1-3,8
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	2
Census Block	2016
Census Tract	20901

Owner

217 High St is owned and occupied by an individual who bought it in December 2021.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	217 HIGH ST, CHARLOTTE, MI 48813-1444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INCORP9ORATED
Jan 9, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 9, 2017	Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Jan 9, 2017 · Amount on File
Deed Book / Page	2972 / 940
Prior Transfer Date	Nov 29, 2021
Prior Transfer Doc	003144/455
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 3, 2021
Property Address	217 HIGH ST, CHARLOTTE, MI 48813-1444
Document Number	002972/940
Book / Page	2972 / 940
Map Reference	LB 1 PG 73A
Instrument Date	Nov 29, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 HIGH ST, 217, CHARLOTTE, MI 48813-1444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 PACKARD HWY, CHARLOTTE, MI 48813-8764

Mortgage

Document Number	0002972941
Date	Dec 3, 2021
Instrument	2972/941

Lender

Name	MORTGAGE 1 INCORP9ORATED

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 9, 2017
Property Address	217 HIGH ST, CHARLOTTE, MI 48813-1444
Document Number	2660/0368
Book / Page	2660 / 0368
Map Reference	LB1 PG73A
Instrument Date	Jan 5, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 HIGH ST, 217, CHARLOTTE, MI 48813-1444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 HIGH ST, CHARLOTTE, MI 48813-1444

Mortgage

Document Number	26600369
Date	Jan 9, 2017
Instrument	2660/0369

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 9, 2017
Property Address	217 HIGH ST, CHARLOTTE, MI 48813-1444
Document Number	2660/0367
Book / Page	2660 / 0367
Map Reference	LB1 PG73A
Instrument Date	Jan 5, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$40.15
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 N WHEATON RD, 1010, CHARLOTTE, MI 48813-8601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 W KINSEL HWY, CHARLOTTE, MI 48813-8804
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 217 High St was $2,376 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,600 (+6.05%)	$112,449 (-) Land $26,264 Building $86,185
2025	$2,376.00 (+2.9%) Homeowner's exemption	$56,200	$112,449 Land $26,264 Building $86,185
2024	$2,309.00
2023		$53,000	$106,000
2022	$2,067.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 217 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T.

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