217 Hemlock Trl, Monroe, VA 24574 Property Records

Amherst County property record for 217 Hemlock Trl, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 2003
Lot Size	5.85 acres (255,174 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2019)
Tax Bill	$2,096 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`59 1 31`

Property Details

APN / Parcel Number

Primary APN	`59 1 31`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	255,174 sqft (5.85 acres)
Terrain	Wooded
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	217 HEMLOCK TRL
City	MONROE
State	VA
Zip	24574-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 31 HUNTING WOODS 59 1 3 1
Legal Subdivision	HUNTING WOODS
Legal Tract	31
Legal Lot Number	31
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	4
Census Block	4055
Census Tract	10100

Owner

217 Hemlock Trl is owned and occupied by an individual who bought it in June 2019.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	217 HEMLOCK TRL, MONROE, VA 24574-3041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FEDERAL CREDIT UNION
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Jun 24, 2019	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Aug 16, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	20191710
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	217 HEMLOCK TRL, MONROE, VA 24574-3041
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003414
Date	Dec 14, 2023
Instrument	230003414

Lender

Name	MEMBER ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	296 Months
Due	Aug 19, 2048

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	217 HEMLOCK TRL, MONROE, VA 24574-3041
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004357
Date	Nov 4, 2021
Instrument	210004357

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jun 24, 2019
Property Address	217 HEMLOCK TRL, MONROE, VA 24574-3041
Document Number	0190001710
Instrument Date	Jun 18, 2019
Instrument	190001710
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001711
Date	Jun 24, 2019
Instrument	190001711

Lender

Name	CITIZENS BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	AMHERST VA
Recording Date	Aug 16, 2018
Property Address	217 HEMLOCK TRL, MONROE, VA 24574-3041
Document Number	0180002192
Instrument Date	Jul 19, 2018
Instrument	180002192
Transaction Type	Foreclosure
Record Updated	Feb 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21835 TIMBERLAKE RD, LYNCHBURG, VA 24502-7402

Tax Assessment & Valuation

The 2026 property tax bill for 217 Hemlock Trl was $2,096, up 56% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,096.00 (+55.95%)	$220,400 Land $34,600 Building $185,800	$374,300 Land $41,600 Building $332,700
2025	$1,344.00
2024		$220,400 (-) Land $34,600 Building $185,800	$220,400 (-) Land $34,600 Building $185,800
2023	$1,344.00	$220,400 Land $34,600 Building $185,800	$220,400 Land $34,600 Building $185,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Hemlock Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1985–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Hemlock Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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