217 Harper Ln, Midland, MI 48640 Property Records

Midland County property record for 217 Harper Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 996 sqft · built 1956
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$120,500 (Dec 2023)
Tax Bill	$4,570 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-04-40-512`

Property Details

APN / Parcel Number

Primary APN	`14-04-40-512`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	155 ft deep x 80 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	217 HARPER LN
City	MIDLAND
State	MI
Zip	48640-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 5 HARPER SUB & BEG AT SW COR, S 70 FT, E 80 FT, N 70 FT, W 80 FT TO BEG.
Legal Subdivision	HARPER SUB
Legal Lot Number	5
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2008
Census Tract	290901

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	217 HARPER LN, MIDLAND, MI 48640-2901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jul 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Book / Page	1669 / 494
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 12, 2023
Property Address	217 HARPER LN, MIDLAND, MI 48640-2901
Document Number	001669/494
Book / Page	1669 / 494
Map Reference	LB C PG 26
Instrument Date	Dec 11, 2023
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 HARPER LN, MIDLAND, MI 48640-2901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 HARPER LN, MIDLAND, MI 48640-2901

Mortgage

Document Number	0001669495
Date	Dec 12, 2023
Instrument	1669/495

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 24, 2018
Property Address	217 HARPER LN, MIDLAND, MI 48640-2901
Document Number	1617/0305
Book / Page	1617 / 0305
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 E WHEELER ST, MIDLAND, MI 48642-7129

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,600 (+25.33%)	$173,200 (+25.33%)
2025	$4,570.00 (+154.17%)
2023		$69,100	$138,200
2022	$1,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber, T-Mobile.

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